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Paybis Review 2023


Paybis is an online multi-cryptocurrency exchange supporting the buying and selling of cryptocurrencies. Additionally, Paybis provides liquidity services for fintech businesses.

Currently, the Paybis platform supports 10 cryptocurrencies that include Binance Coin (“BNB”), Bitcoin (“BTC”), Bitcoin Cash (“BCH”), Ethereum (“ETH”), Litecoin (“LTC”), NEO (“NEO”), Ripple’s XRP (“XRP”), Stellar (“XLM”), Tron (“TRX”), and USD Tether (“USDT”).

Paybis users can purchase supported cryptos with one of 47 major fiat currencies. Users may also sell Bitcoin for either EUR or U.S Dollars.

Fiat currencies currently supported include but are not limited to EUR, Pound Sterling, and US Dollar, in addition to all other major currencies.

Founded in 2014 and headquartered in the UK, Paybis is regulated by Financial Conduct Authority (“FCA”).

The platform supports 9 languages including Arabic, English, French, German, Italian, Korean, Portuguese, Spanish, and Russian. Paybis also has a global reach, supporting more than 180 countries worldwide.

Paybis Platform Attributes

Key attributes of the Paybis platform include:

  • Has a 4.5 (Excellent) rating on Trustpilot.
  • Very fast and easy registration process.
  • Supports the buying and selling of supported cryptocurrencies with fiat money.
  • Multiple payment options including fiat payments by credit card and debit card as well as by bank transfers, Neteller and Skrill.
  • An easy-to-use platform accommodating even new to crypto investors.
  • KYC and AML compliant.
  • UK FCA regulated and EU and U.S compliant.
  • Customer support with very fast response times.

The Pros and Cons


  • Regulated: Paybis is regulated by UK FCA and is also EU and U.S compliant.
  • Customer Support: Users may contact customer support via live chat. Customer support is available 24 hours per day, 7-days per week.
  • Fiat Money: Users may purchase cryptos with supported fiat money that include all of the world’s major fiat currencies. 47 fiat currencies in total.
  • Global Reach: The platform is available in 9 languages.
  • Simple Registration Process: It takes a matter of minutes to register and verification is instantaneous.
  • Transparent Fee Structure: There are no hidden fees.

Other positives include

  • Multi-Product Offering: Caters for both individuals by way of an easy-to-use platform. Also caters for businesses by offering liquidity services.
  • Referrals & Affiliate Program: Up to 30% affiliate commissions and the possibility to earn more.


  • Paybis currently only supports 10 cryptocurrencies. These are among the largest cryptos by market cap, however.
  • No demo account. The easy-to-use platform, however, coupled with an FAQ section and dedicated support portal is there to cater for even the more novice.
  • Paybis does not provide account holders with fiat and crypto wallets for those looking for a platform with integrated wallets.
  • Crypto holders can only sell Bitcoin on the Paybis exchange. The other 9 supported cryptos are available for purchase only.


Brokerage Services, Supported Cryptocurrencies & Payment Methods

Paybis provides an online exchange supporting the buying and selling of cryptocurrencies with fiat money.

Investors can purchase cryptocurrencies on the Paybis platform with one of 47 supported fiat currencies. Additionally, Bitcoin holders can sell Bitcoin on the Paybis exchange for either EUR or U.S Dollars.

For users looking to purchase crypto with fiat money, Paybis offers multiple payment options including credit/debit card, bank transfer, Neteller, and Skrill. Do note that fees do vary.


To open an account, go to the Paybis homepage and click on the “Sign up” icon as shown below:


Enter your email address and a password as prompted, then acknowledge that you have read the terms and conditions and agree. Then click “I am not a Robot” and then “Sign up”.

Do note that you may also log in using Facebook or Google, as shown below.


Once you have signed up, you are then redirected to the Paybis exchange.


At this stage, however, you will need to complete the verification process. Go to the account dropdown menu and select “Verification”.


Click “Start Verification” to complete the process and have access to all Paybis products.


Before proceeding, ensure that you read the pre-verification notice and then click “Proceed”.


Now choose the issuing country of your proof of identity and select the ID type that you wish to use.

Ensure that you take note of the requirements to avoid delays in the verification process. You may click “continue on your phone” if easier.

Once you have uploaded the ID photos, as directed, click “Next”.


Now you will need to take a selfie by following the instructions on the “Presence Check” page.


Once completed, then enter your address details and click “Next”.


Paybis will then complete the verification process. This will take a few minutes to complete. Once the verification process is complete, you will receive a notification by email and Paybis will also notify you on your Paybis verification page.

Upon completion, you may make your first deposit and use the platform’s full offerings.’


Post Registration

At this stage, you may now purchase cryptos or exchange already held Bitcoin for fiat money.

You have the option to purchase supported cryptos with one of 47 supported fiat currencies.

In order to make a purchase, go to the “Exchange” page and select your preferred payment method and currency.

For demonstrative purposes, we have chosen credit/debit card, Pound Sterling and then select the crypto you wish to purchase and the amount in Pound Sterling. We have chosen XRP for demonstrative purposes. As shown below, Paybis will give you the amount in XRP.

Then click “Buy XRP”.


Enter your XRP wallet address and tag and the click “Continue”.


Complete your card payment details and click “Pay”.

Please note that you may save card details for future payments as shown below. Paybis will safely secure your card details and will only ask for your CVV for future payments.


Once the payment has been processed, your external wallet will receive the purchased XRP.

You may also view your “Transactions” page to review the status of your transaction.


Supported Cryptocurrencies

Paybis gives investors access to the most popular cryptos in the market place.

These include Binance Coin (“BNB”), Bitcoin (“BTC”), Bitcoin Cash (“BCH”), Ethereum (“ETH”), Litecoin (“LTC”), NEO (“NEO”), Ripple’s XRP (“XRP”), Stellar (“XLM”), Tron (“TRX”), and USD Tether (“USDT”).

The Details

Paybis supports the buying and selling of cryptocurrencies. The exchange supports Bitcoin-EUR/USD and fiat-crypto pairings.

Investors wishing to buy Paybis supported cryptos may do so via the Exchange page. Users can simply select the crypto they wish to buy, the purchasing currency, and the funding method.

Fiat currency funding methods include bank transfer, Neteller, and Skrill. Additionally, investors may purchase cryptos with debit/credit card in additional to making payment by bank transfer or via Neteller or Skrill.

Paybis supports 47 major fiat currencies including the British Pound, EUR, and U.S Dollars.

Investors can buy the following Paybis supported cryptos:

Binance Coin (“BNB”), Bitcoin (“BTC”), Bitcoin Cash (“BCH”), Ethereum (“ETH”), Litecoin (“LTC”), NEO (“NEO”), Ripple’s XRP (“XRP”), Stellar (“XLM”), Tron (“TRX”), and USD Tether (“USDT”).

At present, investors may only sell Bitcoin for EUR/U.S Dollars on the Paybis exchange.

Exchange Platform

For investors looking to simply buy/sell Paybis supported cryptos, the Paybis Exchange provides a simple to use platform.

The Paybis exchange page allows investors to buy crypto with 47 supported fiat currencies or sell Bitcoin in exchange for EUR or U.S Dollars.


Transaction History

Paybis provides investors with all the necessary data needed to view transactions.

Investors can view transactions:

          • across a specified date range.
          • By status: In progress, cancelled, completed.
          • By money service.


Please note that there are no balances displayed as Paybis does not hold any investor funds.

Exchange Transactions

Additionally, investors may view all transactions made across the Paybis exchange over the last 24-hours.

Simply go to the Paybis home page and scroll down to the section as shown below. These transactions are updated real-time.


Fees and Charges

Paybis is transparent with its fee structure, which varies depending upon payment method.

It is worth noting that Paybis waves fees on a user’s first credit/debit card transaction, while processing fees still apply. Paybis fee of 2.49% is taken after the first credit card transaction.

Payment processing fees for all credit/debit card transactions are:

  • 10 USD or equivalent in a user’s currency, or
  • 4.5% (USD, EUR, and GBP payments), or
  • Up to 6.5% for other currencies.

Whether it is a minimum or percentage fee charged depends upon the amount that you wish to spend.

All consecutive credit/debit card transactions in USD, GBP, and EUR will be at 6.99%, while for local currencies can rise to 8.99% commission.

Crypto Purchase Fees

A full breakdown of fees is provided when buying/selling Paybis supported crypto on the Paybis exchange.

Upon entering the amount of fiat currency and payment method, you are provided with the crypto equivalent and a fee breakdown. For demonstrative purposes, we have selected to purchase Bitcoin with EUR, using Skrill. See below:


Fee details include:

Skrill Fee (varies by amount you spend)

Paybis Fee

Network Fee (Bitcoin Fee).

Crypto Selling Fees

Paybis also provides users with a full fee breakdown for selling crypto in exchange for fiat money.

Upon selecting the crypto and amount you wish to sell and fiat currency you wish to receive and payment method, you will receive the fiat current equivalent. For demonstrative purposes, we have selected to selling Bitcoin for EUR, using Skrill. See below:


Network Fees

Network fees are charged by miners for confirming transactions on the blockchain. These vary depending on the market demand for specific cryptos. Charged per transaction, the network fee is not dependent upon the amount spent.

Other Fees

Cash advance fee: Visa and Mastercard consider all crypto transactions as cash advance transactions. Your bank or card issuer may add an extra fee (up to 5%) for purchasing cryptos using your credit card. This is a bank fee and Paybis has no control or influence over it.

Exchange rate fee: Exchange rate fee is the fee that your bank charges for converting your bank account currency into either EUR, USD, or GBP. The exchange fee is determined by your card issuer.

Paybis Wallets

At present, Paybis does not provide users with supported fiat and cryptocurrency wallets. In order to buy or sell crypto, you will need to have already opened wallets for Paybis supported cryptos.

Purchase & Sale Options

For investors buying with fiat money, Paybis offers users numerous payment methods, catering for 47 supported fiat currencies. Payment methods for the purchase of cryptos include:

  • Credit/debit card,
  • Bank transfer,
  • Neteller, and
  • Skrill.

Investors may purchase one of 10 supported cryptos.

For investors looking to sell already owned cryptos, Paybis only supports the sale of Bitcoin. Users can settle in EUR or US Dollar via:

  • Bank transfer,
  • Neteller, and
  • Skrill.

Crypto Purchases:

Investors may purchase Paybis supported cryptos by:

  • Credit/debit card,
  • Bank transfer,
  • Neteller, and
  • Skrill.

Please note that Skrill and Neteller support EUR and U.S Dollar fiat currency payments only.

For demonstrative purposes, we have selected to purchase Ethereum with EUR with credit/debit card.

In order to make the purchase, go to the “Exchange” page and select Credit/Debit Card, EUR from the “You Spend” dropdown menu.

Input the EUR amount that you wish to spend and then select Ethereum from the “You Receive” dropdown menu and click “Buy Ethereum”.


Enter your Ethereum wallet address to receive your purchasing Ethereum and then click “Continue”.


Then enter your card details, including Card Number, Expiration Date, and CVV, and then click “Pay”.


Review your payment details and complete the transaction. Upon completion, your Ethereum wallet will be funded with your purchased Ethereum.

Bitcoin Sale

Users may sell pre-owned Bitcoin on the Paybis platform in exchange for EUR or U.S Dollars by way of the following payment methods:

  • Bank Transfer, or
  • Neteller, or
  • Skrill.

In order to make a Bitcoin sale in exchange for EUR or U.S Dollars, go to the “Exchange” page and select Bitcoin from the “You Spend” dropdown menu.

Enter the number of Bitcoin that you wish to sell and select your preferred payment method to receive funds.

For demonstrative purposes, we have chosen EUR and bank transfer.

Click “Sell Bitcoin” and enter your EUR bank transfer (SEPA) details. This includes full name, country, and SWIFT. Then click “Continue”.


You will now need to provide your Bitcoin wallet details in order to complete the transaction.

Please review the deposit amount provided before proceeding.

If you have the Bitcoin wallet installed on you PC, you can click “Pay Now”, as shown below.


Alternatively, users can

  • Scan the QR-code if users have a Bitcoin app on their smart phone, or
  • Copy the Paybis Bitcoin wallet address to make the payment manually.

Once Paybis has received the Bitcoin, users will be redirected to complete the EUR bank transfer.


The Exchange Platform

Paybis provides investors a simple platform to purchase supported crypto with fiat money and to sell Bitcoin.

All crypto purchased are automatically remitted to user compatible wallet addresses provided at the time of purchase.

Investors can purchase one of 10 Paybis supported cryptos by one of 47 supported fiat currencies. Payment methods available include credit/debit card, bank transfer, Neteller, and Skrill.


The Exchange is a multi-currency exchange where investors may purchase crypto with fiat currencies or sell Bitcoin for EUR or U.S Dollars.

Please refer to the Purchase and Sales section for details on how to buy and sell on the exchange.

Do note that fees do vary depending upon payment method chosen. Paybis is transparent with its fee structures and provides a detailed breakdown of fees for each individual purchase or sale.

Please refer to the Fee section for more details.

Key features of the Paybis Exchange include:


Exchange: A cryptocurrency exchange platform allowing users to exchange Bitcoin for fiat or fiat for supported crypto.

Tools – Prices: Users may also buy crypto with fiat or sell Bitcoin for EUR or USD from the Paybis Home page. Simply go to the Tools dropdown menu and select “Prices”.

Tracking Options


User History: Users may view transactions on the “Transactions” page. Here, Paybis users can select a specified date range and transaction status. Additionally, users may filter by “Money Service” type, such as Bank Transfer or Bitcoin related.

Platform Transactions: Users may also view all transactions made across the Paybis network over the last 24-hours. These can be located on the Paybis homepage.


The “Tools” dropdown menu is located on the Paybis home page. Here users may:

Prices: View cryptocurrency prices in EUR or U.S Dollar. Additionally, there are quick links available to purchase cryptos and to buy and sell Bitcoin.

Cryptocurrency converter: Here, users may use the crypto currency converter to calculate the value of a specified amount of crypto in one of 47 supported fiat currency equivalents.

Please note, however, that the “Tools” dropdown menu is not available on the Exchange and Transactions pages.

Crypto Buy/Sell Options

Buy: Paybis users may purchase one of 10 supported cryptos by credit/debit card, bank transfer, Neteller, or Skrill.

Sell: Bitcoin holders may also sell Bitcoin on the Paybis Exchange in exchange for EUR or U.S Dollars. Sales proceeds can be remitted via bank transfer, Neteller, or Skrill.

Earnings Options

Paybis users can earn income through the Referrals & Affiliates program.

By joining the affiliate program users can earn 20% of profit from every successful purchase. Paybis increases affiliate commissions to 30% and more once users have brought in new customers month-after-month.


SUPPORT: Users are able chat directly with customer support representatives via the Live Chat link located at the bottom right-hand-side of the screen.

Additionally, there is a dedicated “Learn” section and there is a strong social media presence to support users.

Privacy and Security

Paybis is a UK FCA Regulated exchange required to adhere to AML and KYC protocols. User information is protected accordingly.

Additionally, Paybis does not hold customer assets on the Exchange, eliminating the risk of theft.

Regulatory Compliance: In addition to coming under the purview of the FCA, Paybis is also EU and U.S compliant.

Customer Support

Paybis provides customer support 24-7. Users may contact the customer support time via Live Chat 24-hours per day.

Simply click the “Live Chat” icon on the bottom right-hand-side of your Paybis page. Enter your name and email (both optional) and click the “>” icon to begin chatting with a member of the customer support team.

Additionally, there is a Support Portal where users may use the search function and there is an FAQ section. You can locate these under the “Learn” section located at the bottom of the Paybis page.

Social Media

Paybis also has a social media presence.





Additional Information


Some of the more frequently asked questions available on Paybis include:

How long does it take to receive my funds?

While the transaction process takes only a few minutes to complete, your bank’s processing times will determine when your funds are added to your account. Usually, this takes anywhere from 1 to 5 business days.

Do I need to verify my account before placing a new order?

To get full access for all types of currencies you’ll definitely need to verify your account. In some specific cases you can complete your exchange without verified account.

What is the Fastest Way to Buy Bitcoin?

  • Visa/MasterCard credit/debit card is the fastest way to buy bitcoin on
  • The first transaction usually takes up to 15 minutes, dependent on whether or not your KYC/Verification was automatically approved (correct personal details, good quality pictures of ID, not using TOR browsers, VPN’s or proxies).
  • Consequent transactions normally only take 5 minutes.

Can I Exchange Bitcoin Cash Anonymously?

  • Unfortunately, not. Despite the fact that Bitcoin Cash itself is called anonymous cryptocurrency we ask our customers to identify themselves in order to comply with international AML requirements.

How Do I Secure My Account?

Invent random symbol password and remember it. If you lose it you, can always recover the password via email.

What Countries Are Supported by this Service?

We support more than 180 countries worldwide. So, you will most likely be able to perform a transaction.
To make sure your location is supported, check the full list of countries here.


Paybis is a regulated exchange offering crypto investors access to some of the most popular cryptos in the market today.

While only supporting 10 cryptos, users may purchase these cryptos with one of 47 fiat currencies.

The platform is simple to use and caters for even the most novice crypto investor and for those looking to enter the crypto world.

Transparent fees and appropriate KYC/AML requirements are also positives for those looking for a trustworthy and regulated platform.

A simple and very fast signing up and verification process is an added positive for those looking for a simple to use platform.

PaybisUser Reviews

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Coins Available
  • Bitcoin
  • Ethereum
  • Litecoin
  • Bitcoin Cash
  • Ripple
Accepted Countries
  • Australia
  • Cameroon
  • Dominica
  • Canada
  • Denmark
  • France
  • Greece
  • Haiti
  • Iceland
  • Libya
  • Mexico
  • Nepal
  • Belize
  • Romania
  • saint-pierre-and-miquelon
  • Sri Lanka
  • United Kingdom
  • Eritrea
  • Faroe Islands
  • Gambia
  • Indonesia
  • Lebanon
  • Angola
  • Malta
  • Bahamas
  • Benin
  • Chile
  • Gibraltar
  • Serbia
  • Guinea-Bissau
  • Tonga
  • arab-league
  • Kenya
  • Finland
  • gaza-strip
  • Oman
  • Palau
  • Kyrgyzstan
  • Tunisia
  • Macao
  • americas
  • Martinique
  • Peru
  • Puerto Rico
  • Reunion
  • Saint Martin (French part)
  • Sweden
  • Trinidad and Tobago
  • American Samoa
  • Aruba
  • Bahrain
  • Belarus
  • Bulgaria
  • Colombia
  • Cyprus
  • Algeria
  • Kuwait
  • Russian Federation
  • Saint Lucia
  • Turkey
  • Guadeloupe
  • Japan
  • South Korea
  • Malawi
  • Maldives
  • Netherlands
  • Qatar
  • Saint Kitts and Nevis
  • Cocos (Keeling) Islands
  • Saint Vincent and the Grenadines
  • Slovenia
  • Taiwan
  • Tuvalu
  • Vatican City
  • Uruguay
  • Malaysia
  • Zambia
  • Andorra
  • anguilla
  • Bolivia
  • Congo
  • Cote d'Ivoire
  • Laos
  • Dominican Republic
  • Mauritania
  • Egypt
  • Gabon
  • New Caledonia
  • Nigeria
  • Swaziland
  • Vietnam
  • wallis-and-futuna
  • Austria
  • Bosnia and Herzegovina
  • Djibouti
  • Equatorial Guinea
  • Comoros
  • Estonia
  • Fiji
  • Ethiopia
  • Guam
  • Guernsey
  • Mali
  • Hong Kong
  • Ireland
  • Italy
  • Philippines
  • Macedonia
  • Poland
  • montserrat
  • Portugal
  • Samoa
  • pacific-islands
  • Saudi Arabia
  • Timor-Leste
  • Guinea
  • Armenia
  • Bangladesh
  • Belgium
  • Kiribati
  • Lithuania
  • Bhutan
  • Niger
  • Rwanda
  • Slovakia
  • Czech Republic
  • Thailand
  • tokelau
  • United Arab Emirates
  • Ecuador
  • united-states-minor-outlying-islands
  • Germany
  • europe
  • India
  • Liberia
  • Liechtenstein
  • Luxembourg
  • Monaco
  • Mozambique
  • New Zealand
  • niue
  • pitcairn
  • Togo
  • Uzbekistan
  • Venezuela
  • Croatia
  • Argentina
  • Central African Republic
  • Norway
  • Paraguay
  • Spain
  • Switzerland
  • Tajikistan
  • Guatemala
  • asia-pacific
  • Honduras
  • Singapore
  • Turks and Caicos Islands
  • Azerbaijan
  • Bermuda
  • Brazil
  • Brunei
  • China
  • Costa Rica
  • El Salvador
  • Georgia
  • Greenland
  • Hungary
  • Israel
  • jersey
  • Jordan
  • Latvia
  • Micronesia
  • Seychelles
  • South Africa
  • Turkmenistan
  • Ukraine
  • Isle of Man
  • French Guiana
  • Kosovo

Payment Method

Deposit Options
Credit Card, Debit Card, Skrill, Neteller, Wire Transfer, Cryptocurrency
Withdrawal Options
Cryptocurrency, Skrill, Neteller, Wire Transfer
Company Information
Exchange DetailsInfo
Headquarters CountryUnited Kingdom
Foundation Year2014
Trading AllowedNo
Regulated byFCA
Contact Information

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