XRP (XRP) has delivered a robust 70% gain since the year started and just blew past its 2025 high of $3.4 after the U.S. Congress approved two landmark crypto bills that could kick off a new era for the industry.
The so-called Genius and Clarity Acts are the first two comprehensive regulatory frameworks passed at the federal level in the States to set the ground rules for the crypto market.
Genius primarily deals with stablecoins while Clarity introduces requirements for token issuers, exchanges, and other similar entities.
It also clarifies which agencies have jurisdiction over different matters pertaining to the crypto market and digital assets – whether it is the Securities and Exchange Commission (SEC) or the Commodity Futures Trading Commission (CFTC).
All of these measures benefit Ripple significantly as this U.S.-based company will now have free runway to start launching enterprise-grade solutions powered by its blockchain that facilitate cross-border payments.
Ripple USD (RLUSD) is a key piece of this puzzle as the network’s native stablecoin. Its role is simple, providing a dollar-pegged asset that can be sent cheaply and rapidly across wallets via the XRP Ledger.
RLUSD’s market cap has been rising steadily since the token was launched in December 2024, moving from around $50 million to $550 million in just a few months. This means an 11x expansion in a very short period.
Ripple USD (RLUSD) Market Cap – Source: CoinMarketCap
Ripple has made significant progress in securing licenses to operate as a digital payments provider in many regions overseas and could now expand that network to incorporate the United States.
The demand for XRP as the settlement asset for all transactions made via the Ripple network would increase in this scenario.
Market participants seem to have acknowledged that fact as indicated by this token’s latest performance and trading volumes.
In the past 7 days alone, XRP has delivered gains of 25%. Meanwhile, trading volumes have been steadily rising. Shortly after the two laws were passed, nearly $20 billion worth of XRP exchanged hands in a matter of two days.
This is nearly 10% of the token’s total supply and it is the result of ongoing accumulation, FOMO, and leveraged short positions being blown up as XRP surpassed $3.4.
In our latest price prediction, we brought up a pattern that we have been tracking for a while. A bull flag pattern that formed after XRP’s November–January rally.
The token spent months in consolidation and has now broken out of this pattern and has confirmed a full-blown trend reversal after it broke above the $2.7 mark.
XRP/USD Daily Chart (Bitstamp) – Source: TradingView
The pole size of this pattern is often used as a reference to estimate how big the next leg up could be.
In XRP’s case, it means a total upside potential of 500%. This does not mean that the token will necessarily realize all of that profit but it gives traders an idea of the magnitude of the move that could come.
A much more conservative estimate (comparatively) could see XRP rising by 200% to 400%, which gives us an estimated target ranging between $7 and $9.
Alejandro Arrieche specializes in drafting news articles that incorporate technical analysis for traders and possesses in-depth knowledge of value investing and fundamental analysis.