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Here's an insight into how we make money. While we strive to be comprehensive, the compensation we receive can influence the products, companies, or services we showcase and review. Not all available options may be featured on this page.
Overall Rating
4.5
4.6
4.7
4.6
4.7
4.4
3.3
How Did We Test and Rate This Prop Firm?
Choosing the right proprietary trading firm starts with understanding its strengths and weaknesses. That's why we've developed a proprietary rating system grounded in extensive research and hands-on evaluations by our expert reviewers.
Each review is the result of a rigorous manual assessment, with our experts dedicating over 50 hours per firm. We analyze more than 100 variables to bring clarity to your prop firm selection process.
Our evaluation spans six key categories: Trust and Transparency, Challenges, Prices, Trading Conditions, Payouts, and Support and Education. This structured approach ensures that every rating is based on firsthand experience. By investing significant time and expertise into each review, we aim to deliver deep, actionable insights, helping you choose the firm that best aligns with your trading goals.
Expert Verdict on FundingPips
⭐ Reputation: To me, FundingPips stands out as a reliable prop firm, backed by a 4.5-star Trustpilot rating and verified payouts via Payout Junction, proving it truly delivers on its promises.
💸 Payouts: In my view, Funding Pips has established a solid payout structure: 1 Step and 2 Step FundingPips accounts, payouts depend on frequency: 60% for Tuesday payday, 80% for bi-weekly, 90% for On-Demand, and 100% for monthly payouts. The 2 Step Pro account offers daily and weekly payouts at an 80% profit split, while the Zero (Instant) account provides a bi-weekly payout with a 95% profit split.
📊 Trading Conditions: The platforms, MT5, cTrader, and Match Trader, offer competitive spreads, leverage up to 1:100, and 48+ instruments, creating balanced conditions overall.
💰 Pricing: In my opinion, pricing is fair and industry-aligned, ranging from $29 to $555, with the Pro and Zero programs providing especially strong value.
🔑 Standout Features: What stands out most are the advancement opportunities, including the On-Demand payout option, a 100% profit split, and scale up to capital of up to $2 million.
✅ Verdict: Overall, FundingPips stands out as one of the most trusted proprietary trading firms in the industry, offering excellent trading conditions and competitive entry costs. Its payout structure is both unique and well-balanced. However, the relatively limited selection of tradable instruments may be a drawback for traders seeking greater market diversity.
Pros & Cons
| Pros | Cons |
|
|
What Trading Styles Does FundingPips Support?
📈 News Trading
In the 1 Step, 2 Step, and 2 Step Pro FundingPips accounts, news trading is fully allowed during the evaluation stage. In the funded stage, trades opened less than five hours before a news event will not count if closed within the 10-minute window (5 minutes before and after red folder news). Traders using the On-Demand option can trade news without restrictions, while in the Zero (Instant) account, news trading is prohibited within a 10-minute window.
🏖️ Swing Trading
FundingPips allows swing trading, which benefits traders who prefer to hold positions overnight or over the weekend. Weekend holding is permitted in the 1-Step, 2-Step (FundingPips), and 2-Step (FundingPips Pro) accounts, while it is not allowed in the Zero (Instant) account.
⚡Scalping
FundingPips allows scalping, but tick scalping is not allowed as it falls in the prohibited strategies.
⏰ Day Trading
FundingPips is well-suited for day traders, offering tight spreads, fast executions, leverage up to 1:100, and access to 3 platforms with over 48 instruments.
🤖 Automated Trading
FundingPips allows automated trading, and third-party Expert Advisors (EAs) are permitted only if they function as trade or risk management tools. The use of any other third-party EAs for trading purposes is not allowed.
👯 Copy Trading
FundingPips allows copy trading, but it must be conducted between FundingPips accounts. If a trader wishes to copy trades to an external account, the FundingPips account must act as the master account, while the external account serves as the slave account.
⚒️ Cross-Asset Trading
FundingPips provides access to over 48 trading instruments, including forex, metals, indices, cryptocurrencies, and energies, allowing traders to diversify their strategies across multiple markets.
Main Features
| 🏢Headquarters | UAE |
| 📅Foundation Year | 2022 |
| ⚖️Regulations | - |
| 🏆Challenge Types | One-Step, Two-Step, & Instant |
| 💲Challenge Price | $29 – $555 |
| 💼Account Size | $5K – $100K |
| 💰Maximum Capital | $2 million |
| 📈Scaling Plan | Yes |
| 💸Profit Split | Up to 100% |
| 🎯Profit Target Range | 5% – 10% |
| ⚠️Maximum Daily Loss | 3% – 5% |
| 💻Trading Platforms | MetaTrader 5, Match-Trader, cTrader |
| 📊Tradable Instruments | Forex, Metals, Energies, Indices, Cryptocurrencies |
| 📏Maximum Leverage | 1:100 |
| 🎮Demo Account | No |
| 🧑💻Customer Support | Chatbot, Email, Live Chat, Phone |
| ⭐Trustpilot Rating | 4.5 |
4.6
How Did We Rate the Firm's Trust?
Trust is a cornerstone when selecting a proprietary trading firm. To help you make a confident decision, we analyzed each firm's background and transparency practices. We assessed the clarity of trading rules, including profit targets, drawdown limits, and the absence of unreasonable trading restrictions and forced stop-loss requirements. We also examined payout transparency, along with the firm's overall openness through its operational history, payout consistency, trader testimonials, and performance reporting.
In my experience, FundingPips has proven to be a reliable firm, offering consistent and timely payouts, transparent trading rules, and responsive customer support. Both the AI chatbot and live chat provide accurate and efficient assistance.
To validate this, I analyzed FundingPips’ Trustpilot feedback. The firm holds an impressive 4.5 out of 5 rating based on over 32K reviews, with 82% being five-star. Trustpilot reviews also reflect this reliability, with traders frequently highlighting the firm’s fair policies, fast payouts, and smooth platform experience. Independent verification from Payout Junction further reinforces its credibility, showing more than $167 million paid across 127K verified payouts, including one exceeding $140K.
Company Stability
FundingPips is a proprietary trading firm founded in 2022 and led by CEO Khaled Ayesh. The company is headquartered at Bay View Tower, Business Bay, Dubai, United Arab Emirates, and is officially registered in Cyprus under registration number HE 450941 at 15 Dimitriou Karatasou Street, Anastasio Building, 6th Floor, Office 601, 2024 Strovolos, Nicosia, Cyprus. The company has over 200 employees, indicating strong and stable operational capacity.
Trustpilot Rating
FundingPips holds an impressive 4.5 Trustpilot rating based on over 32K reviews, with approximately 82% of them being five-star.
Transparency
Trading Rules Transparency
FundingPips maintains clear and transparent trading rules, outlining specific profit targets, drawdown limits, and detailed guidelines for news trading and the use of Expert Advisors (EAs). However, traders should be aware of certain strategy-related restrictions before joining.
- Restricted Strategies: FundingPips strictly prohibits strategies that exploit unrealistic pricing or unfair trading opportunities. Restricted practices include gap trading, high-frequency trading, server spamming, latency or reverse arbitrage, toxic trading flow, hedging, long-short arbitrage, tick scalping, and server execution manipulation. Additionally, opposite account trading, third-party account management, and copy trading with external accounts are not allowed.
- Consistency Rule: The One-Step and Two-Step accounts include a 35% consistency rule under the On-Demand payout option, while the Zero (Instant) account applies a 15% consistency limit for payouts.
- Minimum Trading Days: In the Evaluation phase, the 1-Step and 2-Step FundingPips accounts require a minimum of 3 trading days, while the 2-Step FundingPips Pro account requires a minimum of 1 trading day.
- Minimum Profitable Days: The FundingPips Zero account requires traders to achieve at least seven profitable trading days within each 30-day period, starting from the date of their first trade. A day is considered profitable only if it generates a minimum return of 0.25% of the account balance.
Payout Transparency
According to Payout Junction, FundingPips has distributed over $167 million across more than 127K+ verified payouts, including one exceeding $140K. This highlights the firm’s transparency, reliability, and strong commitment to fair, trader-focused payout practices.
General Transparency
Website: The FundingPips website features a clean, professional, and user-friendly design with clearly organized sections for challenges, rules, and FAQs. Terms and client agreements are easily accessible, reflecting transparency. With an intuitive layout, integrated AI chatbot, and responsive support, the platform offers a smooth and efficient trader-focused experience.
Social Media: FundingPips maintains a strong and active online presence across multiple platforms. The firm has over 309K followers and more than 368 posts on Instagram, alongside a YouTube channel with 42K+ subscribers and over 700 videos. Its Twitter account has approximately 116K+ followers, and the official Facebook page engages a community of 88K members. Additionally, FundingPips fosters trader interaction through active Discord and LinkedIn communities, further strengthening its digital reach and engagement within the trading community.
Risk Management: Like many proprietary trading firms, FundingPips operates without formal regulatory oversight. However, it enforces a 1% Maximum Risk Limit, meaning a trader’s floating P&L cannot exceed -1% of the account size. If it falls below this threshold, the account will be breached and closed for violating the rule.
Can I Trust FundingPips?
In my view, FundingPips has built a solid reputation for transparency and reliability, with more than $167 million distributed across over 127K verified payouts, as confirmed by Payout Junction. The firm holds an impressive 4.5 Trustpilot rating, with 82% of reviews being five-star. With clear trading rules, access to multiple professional platforms, and an active trading community, FundingPips stands out as a credible and trusted choice for traders.
Challenges
4.7
How Did We Rate the Firm's Challenges?
Challenges are the gateway to the world of proprietary trading. To assess each firm's challenge structure, we thoroughly reviewed the full range of offerings, evaluating their diversity, complexity, and accessibility. As the industry benchmark, we focused on the two-step challenge. For this challenge type, we analyzed key factors for each step, including profit target, profit-to-drawdown ratio, daily drawdown limit, overall drawdown limit, leverage, maximum risk per trade, time limit, required number of trading days, and minimum profitable trading days. In addition, we assessed the ratio between the profit target and the total drawdown for both steps, which helped us gauge the overall difficulty and fairness of the challenge.
In my view, FundingPips offers a well-structured range of challenges suited to different trading styles. The available account types include One Step, Two Step (FundingPips and FundingPips Pro), and Zero (Instant), each with balanced profit targets and drawdown limits that support consistent trader growth.
FundingPips Challenges Comparison
| Challenge Name | 1 Step | 2 Step (FundingPips) | 2 Step (FundingPips Pro) | Zero (Instant) |
| Profit Share | Up To 100% | Up To 100% | Up To 80% | Up To 100% |
| Minimum Trading Days | 3 days | 3 days | 3 day |
7 days (For Payouts) |
| Profit Target | 10% |
Phase 1: 8%(Default) or 10% Phase 2: 5% |
Phase 1: 6% Phase 2: 6% |
None |
| Maximum Drawdown | 6% | 10% | 6% | 5% |
| Daily Loss Limit | 3% | 5% | 3% | 3% |
| Max Drawdown Type |
Static | Static | Static | Trailing |
| News Trading Allowed | Allowed | Allowed | Allowed | Not Allowed |
| Expert Advisor | Allowed | Allowed | Allowed | Allowed |
| Copy Trading | Allowed | Allowed | Allowed | Allowed |
| Consistency Rule | No | No | Yes (35% with Daily payout option) | 15% |
| Weekend Holding | Allowed | Allowed | Allowed | Not Allowed |
| Payout |
Tuesdays Bi-Weekly Monthly On-Demand |
Tuesdays Bi-Weekly Monthly On-Demand |
Daily Weekly |
Bi-Weekly |
- Profit-to-drawdown ratios: FundingPips maintains profit-to-drawdown ratios consistent with industry standards. The One-Step program targets 10% profit with a 6% maximum drawdown with a ratio of around 1.67. The Two-Step program requires 8% profit and 10% drawdown (0.8:1) in Phase 1, and 5% profit with 10% drawdown (0.5:1) in Phase 2. The Two-Step Pro account sets a 6% profit target and 6% maximum drawdown (1:1) for both phases.
- Flexibility: FundingPips allows most trading strategies, providing traders with significant flexibility. Consistency rules apply only to the Zero and On-Demand payout programs. The firm offers leverage up to 1:100, permits news trading during Evaluation phases (excluding the Zero account), and supports both overnight and weekend positions.
- Scaling: FundingPips offers a structured four-level scaling plan. Launchpad (Level 1) provides a 20% capital boost and a 1% increase in maximum drawdown. Ascender (Level 2) adds a 30% capital boost, an additional 1% drawdown increase (total 2%), and a 1% higher daily drawdown limit. Trailblazer (Level 3) offers a 40% capital boost with a 13% maximum drawdown. Hot Seat (Level 4) doubles the initial balance, enables On-Demand rewards, grants a 100% profit split, offers access to up to $2 million in capital, and includes monthly performance bonuses.
FundingPips Challenges Overview
1 Step Challenge:
💵 Accounts: $5K ($59) → $100K ($555),
🎯 Target: 10%.
📉 Drawdown: 3% Daily (Trailing EOD) | 6% Overall (Static)
💰 Profit Split: 60% Tuesdays | 80% Bi-weekly | 90% On-Demand | 100% Monthly
⚡ Trading: ✅ News | ✅ EAs | ✅ Copy trading | ✅ Weekend
📅 Funded Stage: Scalable up to $2 million | Registration fee refundable | Consistency Rule: 35% (with On-Demand payout)
⚙️ Challenge Parameters: 🟢No Consistency Rule | 🔴Minimum Trading Days: 3
(2 Step) FundingPips:
💵 Accounts: $5K ($36) → $100 ($529),
🎯 Target: 1 Step = 8%/10% (Customizable) | 2 Step = 5%
📉 Drawdown: 5% Daily (Trailing EOD) | 10% Overall (Static)
💰 Profit Split: 60% Tuesdays | 80% Bi-weekly | 90% On-Demand | 100% Monthly
⚡ Trading: ✅ News | ✅ EAs | ✅ Copy trading | ✅ Weekend
📅 Funded Stage: Scalable up to $2 million | Registration fee refundable | Consistency Rule: 35% (with On-Demand payout)
⚙️ Challenge Parameters: 🟢No Consistency Rule | 🔴Minimum Trading Days: 3
(2 Step) FundingPips Pro:
💵 Accounts: $5K ($29) → $100K ($399),
🎯 Target: 1 Step = 6% | 2 Step = 6%
📉 Drawdown: 3% Daily (Trailing EOD) | 6% Overall (Static)
💰 Profit Split: 80% Daily | 80% Weekly
⚡ Trading: ✅ News | ✅ EAs | ✅ Copy trading | ✅ Weekend
📅 Funded Stage: Scalable up to $2 million | Registration Non-refundable | No Consistency Rule
⚙️ Challenge Parameters: 🟢Consistency Rule: 35% (with Daily payout) | 🔴Minimum Trading Days: 3
Zero (Instant):
💵 Accounts: $5K ($69) → $100K ($499),
🎯 Target: None
📉 Drawdown: 3% Daily (Trailing EOD) | 5% Overall (Trailing Equity Based) | Maximum Risk Limit: 1% (floating (PnL must not exceed -1% of the account size)
💰 Profit Split: 95% Bi-Weekly
⚡ Trading: ❌ News | ✅ EAs | ✅ Copy trading | ❌ Weekend
🚀Master Stage: Scalable up to $2 million | Registration Non-refundable | Consistency Rule: 15% | Minimum Profitable Days: 7
In the One-Step and Two-Step accounts, the On-Demand payout is available after passing the challenge, and it has a 35% consistency rule in the funded stage. In the Two-Step Pro account, the Daily payout can be chosen at purchase and also requires a 35% consistency rule.
FundingPips Challenges: My Key Takeaways
What I find most appealing about FundingPips is its flexibility and strong growth potential of up to two million dollars. It offers leverage up to 1:100 and fair trading conditions, though the consistency rule and minimum trading days may feel restrictive to some traders.
FundingPips offers the 1 Step, 2 Step, and Instant programs, with account sizes ranging from $5K to $100K. The firm supports news trading (except for Instant), EAs, copy trading, weekend holding (except for Instant), and profit splits of up to 100%. Overall, it provides excellent flexibility and variety to suit different trading styles.
Price
4.7
How Did We Rate the Firm's Price?
Challenge cost is a key factor in assessing a prop firm's overall value. In this category, we evaluate how much trading capital a trader receives relative to their entry fee by analyzing the price-to-capital ratio across one-step, two-step, and three-step challenges. To determine whether a firm offers good value for money, we use a simple formula that shows how much trading capital is provided for every 1% of the entry fee paid:
Capital Efficiency = Sum of All Account Balances / Sum of All Challenge Fee
Capital Efficiency = Sum of All Account Balances / Sum of All Challenge Fee
Compared to other firms, FundingPips offers favorable and accessible pricing, starting at just $29 for a $5K Two Step Pro account. The 1 Step and 2 Step programs are priced in line with industry standards, while the 2 Step Pro and Instant accounts provide better cost efficiency.
FundingPips Account Prices and Cost Efficiency
| Account Size | 1 Step | 2 Step | 2 Step Pro | Zero (Instant) |
| $5K | $59 (84.74 per $1) | $36 (138.88 per $1) | $29 (172.41 per $1) | $69 (72.46 per $1) |
| $10K | $99 (101.01 per $1) | $66 (151.51 per $1) | $55 (181.81 per $1) | $99 (101.01 per $1) |
| $25K | $199 (125.62 per $1) | $156 (160.25 per $1) | $109 (229.35 per $1) | $199 (125.62 per $1) |
| $50K | $319 (156.73 per $1) | $289 (173.01 per $1) | $219 (228.31 per $1) | $299 (167.22 per $1) |
| $100K | $555 (180.18 per $1) | $529 (189.03 per $1) | $399 (250.62 per $1) | $499 (200.40 per $1) |
How Do We Assess The Competitiveness of the Firm’s Costs?
To determine whether a prop firm’s challenge is affordable or expensive, we calculate the Average Funding Per Dollar across one-step, two-step, and three-step challenges.
The formula is:
Average Funding Per Dollar = Total Funded Account Balance / Total Program Prices
This metric indicates the amount of trading capital a trader receives for each dollar of the entry fee, enabling a more objective comparison between firms. It helps traders evaluate the value of their investment by highlighting the relationship between the challenge cost and the capital offered.
A higher ratio indicates that more capital is provided per dollar spent, making the challenge more cost-effective.
This calculation helps compare different prop firms’ value-for-money offerings by showing how much capital a trader can access relative to their initial investment.
FundingPips Cost Efficiency Compared to Industry Benchmark
| Challenge Type | Average Funding Per Dollar | Industry Benchmark |
| 1 Step | $154.34 | 150→180 |
| 2 Step (FundingPips) | $176.57 | 160→179 |
| 2 Step (FundingPips Pro) | $234.27 | 160→179 |
| Zero (Instant) | $163.09 | 60→80 |
Are FundingPips Costs Competitive?
FundingPips shows favorable overall cost efficiency. The One Step ($154.34) and Two Step ($176.57) programs are in line with the industry average, while the Two Step Pro ($234.27) and Zero Instant accounts offer better value compared to the average.
Refund Policies
FundingPips offers a challenge fee refund for both the One Step and Two Step accounts. However, the Two Step Pro and Zero Instant accounts do not include a challenge fee refund option.
Trading Conditions
4.4
How Did We Rate the Firm's Conditions?
Trading conditions are the rules of the game. Understanding them is essential because it directly impacts strategy selection, trade timing, and risk management. To evaluate the full scope of a firm's trading conditions, we examined key elements such as trading fees (including spreads, commissions, and swap fees), available trading platforms, the range of tradable instruments, and the leverage offered. We also reviewed any prohibited trading styles and the presence of a consistency rule, if applicable. In addition, our assessment covered the conditions applied to funded accounts, scaling programs, inactivity policies, and the availability of demo accounts and Islamic (swap-free) accounts.
FundingPips provides competitive trading conditions aligned with industry standards. Spreads are favorable, and the firm supports MT5, Match Trader, and cTrader with access to forex, metals, energies, cryptocurrencies, and indices. Leverage is capped at 1:100, and swap-free accounts are not offered. The 48 available instruments cover key markets but may feel limited for traders seeking broader exposure.
FundingPips Accounts
FundingPips primarily offers raw spread accounts with commissions on forex, metals, indices, cryptocurrencies, and energies. It also provides spread-based pricing without commissions on indices and oil.
Leverage
FundingPips offers varying leverage levels across its funding programs, with a maximum leverage of 1:100, which is in line with industry standards. The table below provides a detailed overview of the leverage available for each asset class.
| Assets | 1 Step | 2 Step/2 Step Pro | Zero (Instant) |
| Forex | 1:30 | 1:100 | 1:50 |
| Metals | 1:10 | 1:30 | 1:20 |
| Indices | 1:5 | 1:20 | 1:20 |
| Energy | 1:10 | 1:10 | 1:10 |
| Crypto | 1:1 | 1:2 | 1:2 |
Trading Fees
Trading fees at FundingPips consist of spreads, commissions, and swaps, supported by a transparent and favorable cost structure that closely aligns with industry standards.
Spreads
The spread represents the difference between the bid and ask prices of an instrument. The table below outlines the spreads for key instruments and compares them with industry averages, providing a clear view of the favorable pricing offered by FundingPips.
| Instruments | Zero Commission Instruments | Industry Average | Raw Assessment | Industry Average |
| EUR/USD | – | 0.8 pips | 0.1 pip | 0.2 pips |
| BTC | – | $35 | $21.1 | $27 |
| WTI | 0.08 pips | 0.047 pips | – | 0.047 pips |
| Gold | – | 28 cents | 10 cents | 26 cents |
| US30 | 1.4 points | 3.14 points | – | 3.14 points |
Commissions
FundingPips offers a Raw account. The Raw Assessment applies a $5 per round lot commission on forex and metals within the One Step, Two Step, and Two Step Pro accounts, while the Zero Instant account carries a $7 per lot commission. A $45 per lot commission, equivalent to 0.04%, applies to cryptocurrency trading across all account types, while no commission is charged on indices and oil.
| Instruments | 1 Step | 2 Step | 2 Step Pro | Zero (Instant) | Industry Average |
| EUR/USD | $5/Lot | $5/Lot | $5/Lot | $7/Lot | $4/Lot |
| BTC | ≈$45/Lot (0.04%) | ≈$45/Lot (0.04%) | ≈$45/Lot (0.04%) | ≈$45/Lot (0.04%) | $31/Lot |
| WTI | $0/Lot | $0/Lot | $0/Lot | $0/Lot | (Zero commission instruments) |
| Gold | $5/Lot | $5/Lot | $5/Lot | $7/Lot | $4/Lot |
| US30 | $0/Lot | $0/Lot | $0/Lot | $0/Lot | (Zero commission instruments) |
Swap Fees
FundingPips does not provide swap-free (Islamic) accounts and applies an overnight swap fee, the amount of which varies based on the specific trading instrument.
Overall Trading Fees
| Instruments | 1 Step | 2 Step | 2 Step Pro | Zero (Instant) | Industry Average |
| EUR/USD | $6 | $6 | $6 | $8 | $6 |
| BTC | $66.1 | $66.1 | $66.1 | $66.1 | $58 |
| WTI | $8 | $8 | $8 | $8 | $4.7 |
| Gold | $15 | $15 | $15 | $17 | $30 |
| US30 | $1.4 | $1.4 | $1.4 | $1.4 | $3.14 |
Trading Fees: My Key Takeaways
I found that FundingPips’ trading fees are generally consistent with industry standards. Forex fees closely align with market averages, while metals and indices offer more favorable pricing. In contrast, cryptocurrency and energy fees are slightly higher than industry norms, although indices and energies remain commission-free, providing added value for diversified traders.
Consistency Rule
FundingPips does not enforce a consistency rule on any of its challenges, except for the Zero Instant Challenge. To qualify for a payout on a Zero Master account, traders must maintain a 15% consistency score, meaning their largest winning day cannot exceed 15% of total profits. Additionally In the One-Step and Two-Step (Funding Pips) accounts, the On-Demand payout option has a 35% consistency rule in the funded stage. In the Two-Step Pro account, the Daily payout option also requires a 35% consistency rule in the evaluation stage.
Prohibited Trading Styles
| Strategy | Interpretation |
| High-Frequency Trading (HFT) | High-Frequency Trading (HFT) is prohibited in prop firms because it exploits server latency and creates unfair, unrealistic trading conditions. |
| Gap trading | Gap trading uses delayed data or price gaps to gain unfair advantages. FundingPips prohibits it as it causes slippage, risks manipulation, and undermines fair trading. |
| Arbitrage | All forms of arbitrage are considered toxic due to the lack of a clear underlying idea, strategy, or rationale. |
| Expert Advisor (EA) | Expert Advisors (EAs) are permitted when used solely for trade execution or risk management purposes; however, third-party EAs are not allowed. |
| Reverse Trading | Reverse trading involves taking opposite positions across multiple accounts to manipulate trading results. FundingPips prohibits this practice as it creates artificial performance and undermines fair trading conditions. |
| Hedge Arbitrage | Simultaneously entering opposing positions with different firms. |
| Latency Arbitrage | Exploiting disparities in trade execution times across various trading platforms or venues. Traders using this strategy aim to profit from minor price differences that result from delays in order processing or data feed updates. |
Tradable Instruments
Based on the count from the spread testing account, FundingPips offers approximately 48 trading instruments across forex, cryptocurrencies, metals, energies, and indices. Although the range is slightly below the industry average, it still offers ample opportunities for portfolio diversification. The following is a detailed list of the available trading instruments.
| Instrument | Number | Examples |
| Forex | 33 | EURUSD | GBPJPY |
| Metals | 3 | XAUUSD | XAGUSD |
| Indices | 7 | SPX500 | NDX100 |
| Commodities | 2 | USOIL | UKOIL |
| Crypto | 3 | BTCUSD | ETHUSD |
Trading Platforms and Tools
FundingPips provides access to the MT5, Match Trader, and cTrader (+$20 extra) platforms, each offering fast execution, advanced charting tools, and a professional yet intuitive interface. All platforms support both manual and automated trading, making them suitable for traders of all experience levels.
Funded Account
After successfully completing the challenge, traders receive a funded account that offers the following features, depending on the selected account type.
| Challenge Name | 1 Step | 2 Step (FundingPips) | 2 Step (FundingPips Pro) | Zero (Instant) |
| Profit Share | Up to 100% | Up to 100% | Up to 80% | Up to 95% |
| Maximum Drawdown | 6% | 10% | 6% | 5% |
| Daily Drawdown | 3% | 5% | 3% | 3% |
| News Trading |
Not Allowed (Profits from trades opened <5 hrs before or closed ±5 min of news aren’t counted) |
Not Allowed (Profits from trades opened <5 hrs before or closed ±5 min of news aren’t counted) |
Not Allowed (Profits from trades opened <5 hrs before or closed ±5 min of news aren’t counted) |
Not Allowed (10 min. window) |
| Expert Advisor | Allowed | Allowed | Allowed | Allowed |
| Trade Copier | Allowed | Allowed | Allowed | Allowed |
| Consistency Rule | Yes (35% with On-Demand payout option) | Yes (35% with On-Demand payout option) | No | Yes (15%) |
| Weekend Holding | Allowed | Allowed | Allowed | Not Allowed |
| Payout |
Tuesdays Bi-Weekly Monthly On-Demand |
Tuesdays Bi-Weekly Monthly On-Demand |
Daily Weekly |
Bi-Weekly |
Scaling Plan
FundingPips offers a structured four-level scaling plan designed to reward consistent performance and support long-term growth. The journey begins with Launchpad (Level 1) and progresses through Ascender (Level 2) and Trailblazer (Level 3), culminating in the Hot Seat (Level 4) the ultimate recognition for top-performing traders.
Launchpad (Level 1) – Novice Trader
Begin your trading journey by demonstrating consistency and sound risk management.
Requirements: 4 successful rewards, 10% total profit
Benefits: 20% capital boost, 1% drawdown increase
Ascender (Level 2) – Intermediate Trader
Build on your experience and progress toward higher targets.
Requirements: 8 successful rewards, 20% total profit
Benefits: 30% capital boost, 2% total drawdown, 1% daily drawdown increase
Trailblazer (Level 3) – Advanced Trader
Showcase consistent performance and advanced trading discipline.
Requirements: 12 successful rewards, 30% total profit
Benefits: 40% capital boost, 13% maximum drawdown
Hot Seat (Level 4) – Elite Trader
Achieve the highest level of performance and recognition.
Requirements: 16 successful rewards, 40% total profit
Benefits: Double initial balance, 100% reward split, on-demand rewards, up to $2 million capital, and monthly bonuses
Islamic (Swap-free) Account
FundingPips does not offer swap-free (Islamic) accounts.
Demo Account
No, FundingPips does not offer a demo account for practice purposes. However, it provides a spread-checking account upon request that allows traders to review market conditions before trading.
Inactivity
A trading account will be considered breached if it remains inactive for 30 consecutive days. To maintain account activity, the trader must open and close at least one trade within this period. Failure to do so will result in the account being breached.
Payouts
4.6
How Did We Rate the Firm's Payouts?
To evaluate a prop firm's payout structure, we looked at more than just the profit split. We analyzed the profit-sharing terms, along with any bonuses or promotional incentives offered to traders. Our assessment included a close review of payout frequency, the variety of available withdrawal methods, processing times, and any associated withdrawal fees. We also checked for specific conditions tied to first and minimum withdrawals, ensuring traders have transparent and fair access to their earnings.
FundingPips is recognized for reliable and transparent payouts, with Payout Junction confirming over $167 million paid across more than 127K verified payouts. Payment methods include bank transfer, Mastercard, Visa Direct, Riseworks, and cryptocurrency. The 1 Step and 2 Step accounts offer payouts of 60% (Tuesday), 80% (bi-weekly), 90% (On-Demand), and 100% (monthly). The 2 Step Pro account provides daily and weekly payouts with an 80% profit split, while the Zero (Instant) account features bi-weekly payouts with a 95% profit split, ensuring flexibility and prompt access to profits.
Payout Split
In the 1 Step and 2 Step FundingPips accounts, payouts depend on frequency: 60% for Tuesday payday, 80% for bi-weekly, 90% for On-Demand, and 100% for monthly payouts. The 2 Step Pro account offers daily and weekly payouts at an 80% profit split, while the Zero (Instant) account provides a bi-weekly payout with a 95% profit split.
Payout Rules
| Rule Type | Description |
| Profit Split | 60% to 100% (depending on account type) |
| Payment Method | Bank Transfer, Mastercard, Visa Direct, Riseworks, Crypto |
| Fees | $0 |
| Processing Time | 1-3 Business days |
| Payout Frequency | Daily, Tuesday, Weekly, Bi-Weekly, Monthly, On-Demand |
| Minimum Withdrawal | 1% of the initial balance / 2% of the initial balance (On-Demand) |
Bonuses and Promotions
FundingPips offers promotions and bonuses to engage its trading community. The Monthly Bonus Program rewards top-performing Hot Seat traders with bonuses based on their initial account size, while additional promotions during various events encourage participation and loyalty.
- $100 for a $5K account
- $200 for a $10K account
- $300 for a $25K account
- $400 for a $50K account
- $500 for a $100K account
Support
3.3
How Did We Rate the Firm's Support?
In this category, we evaluated the availability and responsiveness of customer support, including the number of contact channels offered—such as live chat, email, and messaging apps. We tested each channel to assess response time, helpfulness, and overall support quality. We also assessed the firm's commitment to trader education by reviewing the range and quality of available learning materials. This included videos, articles, eBooks, webinars, and structured courses aimed at helping traders grow their skills and knowledge.
In my experience, FundingPips provides reliable customer support through multiple channels, including Discord, email, phone, and an AI chatbot, along with additional assistance available in the website’s FAQ section. Although it’s stated that live agent support is available, I was unable to access it despite signing up and attempting to do so from the dashboard.The educational resources are also valuable for new traders. While the AI chatbot offers quick guidance, the live support team stands out for being responsive, knowledgeable, and efficient.
Customer Support Channels
| Newsletter | https://www.fundingpips.com/contact |
| Live Chat | https://fundingpips.com/ |
| support@fundingpips.com | |
| Discord | https://discord.com/invite/fundingpips |
Customer Support Test
The FundingPips AI chatbot offers only limited assistance unless the trader is logged into their account, as most support features become accessible after login. Although the platform claims to provide live agent support, I was unable to access it even after signing up and trying from the dashboard. On the other hand, the email support team operates 24/7 and has proven to be reliable and responsive in my experience.
Education
FundingPips offers educational content through its YouTube channel, featuring trading tips and platform insights. The blog includes tutorials, market analysis, and industry updates, while the newsletter keeps traders informed with the latest news and insights.
The Bottom Line
In my view, FundingPips has established itself as a reputable prop trading firm within just three years offering flexible challenges, transparent rules, and competitive trading conditions including tight spreads, low commissions and access to 48+ instruments.It supports all types of trading strategies, including day trading, scalping, algorithmic, and copy trading, across MT5, Match Trader, and cTrader.
FundingPips offers a structured scaling plan that allows traders to grow their capital up to $2 million. The firm also stands out for its exceptional cost efficiency, particularly in the FundingPips Pro and Instant programs. Profit splits range from 60% to 100%, and the Payout on Demand feature is notably unique and trader-friendly.
Overall, I think FundingPips offers scalable funding, fast payouts, and strong cost efficiency. It’s a solid choice for traders seeking transparency and growth, though the limited instruments and consistency rules may be restrictive.
FAQ
Is FundingPips safe?
Established in 2022, FundingPips appears reliable and transparent, with a strong online presence, accessible company and management information, and clearly defined trading rules. Verified on Trustpilot, it maintains credibility through consistent payout proofs shared via Payout Junction, Discord, and social media platforms.
Where is FundingPips headquartered?
FundingPips is a global proprietary trading firm registered in Cyprus under company number HE 450941, with its registered office located at 15 Dimitriou Karatasou Street, Anastasio Building, 6th Floor, Office 601, 2024 Strovolos, Nicosia, Cyprus. The company’s main headquarters are situated in Bay View Tower, Business Bay, Dubai, United Arab Emirates.
What funding programs does FundingPips offer?
FundingPips offers 1-Step, 2-Step (FundingPips), 2 Step (FundingPips Pro), and Zero (Instant) each designed with distinct trading rules to suit different trader preferences.
What is the minimal entry fee at FundingPips?
The 2-Step FundingPips Pro $5K Challenge starts at just $29, making it an accessible and cost-effective option for traders.
Does FundingPips offer a refund for the entry fee?
After successfully completing all required evaluation phases and receiving four rewards in their FundingPips Master Account, a trader will be eligible for a refund of their initial registration fee. This refund will be processed automatically at the same time as their fourth reward payment. Note: The registration fee for FundingPips Pro and FundingPips Zero is non-refundable.
What is the maximum account size that FundingPips offers?
The maximum initial account size for challenges is $100K, which can expand up to $2 million through the firm’s scaling plan.
What is a profit target at FundingPips?
FundingPips 1-Step Challenges require traders to achieve a 10% profit target. In the 2-Step (FundingPips) Challenge, the profit target for Phase 1 is customizable between 8% and 10%, while Phase 2 requires a 5% target. The 2-Step (FundingPips Pro) Challenge maintains a 6% profit target in both phases. For the Zero (Instant) account, there is no specific profit target requirement.
Does FundingPips offer a scaling plan?
FundingPips offers a structured four-level scaling plan. Launchpad (Level 1) provides a 20% capital boost and a 1% increase in maximum drawdown. Ascender (Level 2) adds a 30% capital boost, an additional 1% drawdown increase (total 2%), and a 1% higher daily drawdown limit. Trailblazer (Level 3) offers a 40% capital boost with a 13% maximum drawdown. Hot Seat (Level 4) doubles the initial balance, enables On-Demand rewards, grants a 100% profit split, offers access to up to $2 million in capital, and includes monthly performance bonuses.
Does FundingPips pay out?
Yes, FundingPips provides regular payouts and has built a strong reputation for transparency and reliability by consistently sharing verified payout records. According to Payout Junction, the firm has paid out over $167 million across more than 127K transactions, reinforcing its credibility and the trust of its trading community.
What payment methods does FundingPips offer for payouts?
FundingPips offers multiple payout methods, including bank transfer, Mastercard, Visa Direct, Riseworks, and cryptocurrency, providing traders with convenient and flexible withdrawal options.
What is the profit split offered by FundingPips?
In the 1 Step and 2 Step FundingPips accounts, payouts depend on frequency: 60% for Tuesday payday, 80% for bi-weekly, 90% for On-Demand, and 100% for monthly payouts. The 2 Step Pro account offers weekly and daily payouts, both with an 80% profit split. The Zero (Instant) account provides a bi-weekly payout option with a 95% profit split.
What trading platforms does FundingPips offer?
FundingPips supports trading on MT5, Match Trader, and cTrader platforms, offering flexibility and choice for traders.
What instruments can I trade with FundingPips?
FundingPips offers trading across a wide range of markets, including forex, metals, cryptocurrencies, indices, and energies.
Does FundingPips allow news trading?
In the One-Step, Two-Step, and Two-Step Pro FundingPips accounts, news trading is fully allowed during the evaluation stage. In the funded stage, trades opened less than five hours before a news event will not count if closed within the 10-minute window. Traders using the On-Demand option can trade news without restrictions, while in the Zero (Instant) account, news trading is prohibited within a 10-minute window.
Does FundingPips allow automated trading?
FundingPips permits automated trading through built-in or custom Expert Advisors (EAs) used for trade execution or risk management, while third-party EAs are not allowed.
What trading strategies does FundingPips restrict?
FundingPips prohibits trading strategies such as gap trading, high-frequency trading, server spamming, latency arbitrage, hedging, long/short arbitrage, reverse arbitrage, tick scalping, server execution manipulation, opposite account trading, automated trading, and the use of third-party EAs.
Does FundingPips provide a demo account for practice?
No, FundingPips does not offer a demo or practice account. It only provides an account for checking spreads, not for practicing trades.
About the Author
Muhammad SobanProp Firm Analyst
Leveraging years of hands-on experience, Soban provides in-depth reviews of proprietary trading firms, carefully evaluating their models, rules, and impact on traders.
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