In my view, FXIFY provides a well-structured range of challenges tailored to different trader preferences. FXIFY offers several account types, including 1 Phase, 2 Phase (Standard and Classic), 3 Phase, Instant, and Lightning accounts. Each option maintains a balanced mix of profit targets and drawdown limits, helping traders progress effectively through their challenges.
FXIFY Challenges Comparison
- Profit-to-drawdown ratios: The profit-to-drawdown ratios at FXIFY are well-aligned with industry standards. In the 1-Phase Program, the profit target is 10% with an overall drawdown of 6%, resulting in a ratio of 1:0.6, while the Lightning challenge offers a ratio of 1:0.8. The 2-Phase Classic Program features a 5% profit target and 10% drawdown in Phase 1 ( 0.5:1) and a 10% profit target with 10% drawdown in Phase 2 (1:1). Similarly, the 2-Phase Standard Program has a 10% profit target and 10% drawdown in Phase 1 (1:1), followed by a 5% profit target and 10% drawdown in Phase 2 (ratio 0.5:1). Lastly, the 3-Phase Program maintains a 5% profit target and 5% drawdown across all phases, giving a consistent ratio of 1:1.
- Flexibility: FXIFY supports all trading strategies, offering traders strong flexibility through features such as overnight and weekend holding, use of EAs and copy trading, multiple asset classes including stocks, and access to over 100 trading instruments. However, certain rules such as low leverage, minimum trading days (3–5), and consistency requirements in the 2-Phase Classic and Lightning programs may feel restrictive to some traders.
- Scaling: FXIFY ’s scaling plan allows traders to increase their account size based on consistent performance. To qualify for the first scale-up, a trader must achieve a 10% profit within the first three months, with at least two of those months being profitable. Each subsequent scale-up occurs every three months, with the account balance doubling at each stage, up to a maximum of $4 million. The scaling plan is not available for the Instant Funding and Lightning accounts.
FXIFY Challenges Overview
1-Phase:
💵 Accounts: $5K ($59) → $400K ($2,950), Scalable up to $4 million
🎯 Target: 10%
📉 Drawdown: 3% Daily (Static) | 6% Overall (Trailing)
💰 Profit Split: Default 80% (Monthly)
⚡ Trading: ✅ News | ✅ EAs | ✅ Copy trading | ✅ Weekend Holding
📅 Funded Stage: Minimum Trading Days: 5 | 100% fee refund
⚙️ Challenge Parameters: 🟢Consistency Rule: None | 🔴Minimum Trading Days: 5
🧩 Add-ons: 90% Profit Split | Biweekly Payout | Leverage up to 1:50 | Performance Protection
Lightning (1 Step):
💵 Accounts: $10K ($59) → $100K ($399), Scaling unavailable
🎯 Target: 5%
📉 Drawdown: 3% Daily (Static) | 4% Overall (Trailing)
💰 Profit Split: Default 80% (Bi Weekly)
⚡ Trading: ❌ News | ❌ EAs | ❌ Copy trading | ✅ Weekend Holding
📅 Funded Stage: Minimum Trading Days: 3 | 100% fee refund | Consistency Rule: 30%
⚙️ Challenge Parameters: 🔴Consistency Rule: 30% | 🔴Minimum Trading Days: 3 | 🔴Maximum Trading Days: 7 | 🔴Mandatory Stop Loss
🧩 Add-ons: 90% Profit Split | No Stop Loss
2 Phase (Classic):
💵 Accounts: $5K ($59) → $100K ($549), Scalable up to $4 million
🎯 Target: 1 Step = 5% | 2 Step = 10%
📉 Drawdown: 4% Daily (Static) | 10% Overall (Static)
💰 Profit Split: Default 80%(Bi-Weekly) | 100% (Monthly)
⚡ Trading: ✅ News | ✅ EAs | ✅ Copy trading | ✅ Weekend Holding
📅 Funded Stage: Minimum Trading Days: 4 | Non-refundable fee | Consistency Rule: 25%
⚙️ Challenge Parameters: 🟢Consistency Rule: None | 🔴Minimum Trading Days: 4
🧩 Add-ons: None
2 Phase (Standard):
💵 Accounts: $5K ($59) → $400K ($2,950), Scalable up to $4 million
🎯 Target: 1 Step = 10% | 2 Step = 5%
📉 Drawdown: 4% Daily (Static) | 10% Overall (Trailing)
💰 Profit Split: Default 80% (Monthly) | Add On 90%
⚡ Trading: ✅ News | ✅ EAs | ✅ Copy trading | ✅ Weekend Holding
📅 Funded Stage: Minimum Trading Days: 5 | 100% fee refund
⚙️ Challenge Parameters: 🟢Consistency Rule: None | 🔴Minimum Trading Days: 5
🧩 Add-ons: 90% Profit Split | Biweekly Payout | Leverage up to 1:50 | Performance Protection
3 Phase:
💵 Accounts: $5K ($39) → $400K ($1,599), Scalable up to $4 million
🎯 Target: 1 Step = 5% | 2 Step = 5% | 3 Step = 5%
📉 Drawdown: 5% Daily (Static) | 5% Overall (Static)
💰 Profit Split: Default 80% | Add On 90%
⚡ Trading: ✅ News | ✅ EAs | ✅ Copy trading | ✅ Weekend Holding
📅 Funded Stage: Minimum Trading Days: 5 | 100% fee refund
⚙️ Challenge Parameters: 🟢Consistency Rule: None | 🔴Minimum Trading Days: 5
🧩 Add-ons: 90% Profit Split | Biweekly Payout | Leverage up to 1:50 | Performance Protection
Instant Funding:
💵 Accounts: $1K ($69) → $100K ($4,249), Scaling unavailable
🎯 Target: None
📉 Drawdown: 8% Daily (Static) | 8% Overall (Trailing)
💰 Profit Split: Default 80% (Bi-Weekly)
⚡ Trading: ❌ News | ❌ EAs | ❌ Copy trading | ❌ Weekend Holding
📅 Funded Stage: Minimum Trading Days: None | Non-refundable fee
🧩 Add-ons: 90% Profit Split
FXIFY Challenges: My Key Takeaways
What I find most appealing about FXIFY is its remarkable flexibility and strong potential for growth up to $4 million along with fair trading conditions. However, the consistency rule, minimum trading days, and leverage capped at 1:50 may feel restrictive to some traders.
FXIFY ’s challenge options (1, 2, 3 Phase, and Instant) range from $1K to $400K, supporting EAs, copy trading, weekend holds, and profit splits of up to 100%. Overall, it provides ample adaptability and variety to suit diverse trading styles.
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