OPHC

OptimumBank Holdings, Inc.

4.95

USD

OPHC Earnings Reports

Positive Surprise Ratio

OPHC beat 7 of 7 last estimates.

100%

Next Report

Date of Next Report

May 11, 2026

Estimate for Q1 26 (Revenue/ EPS)

$0.20

Implied change from Q4 25 (Revenue/ EPS)

-4.76%

Implied change from Q1 25 (Revenue/ EPS)

-37.50%

OptimumBank Holdings, Inc. earnings per share and revenue

On Feb 02, 2026, OPHC reported earnings of 0.21 USD per share (EPS) for Q4 25, beating the estimate of 0.20 USD, resulting in a 2.94% surprise. Revenue reached 13.60 million, compared to an expected --, with a --% difference. The market reacted with a +3.18% price change (close before vs. close after earnings).

Looking ahead to Q1 26, 3 analysts forecast an EPS of 0.20 USD, with revenue projected to reach -- USD, implying an decrease of -4.76% EPS, and -- of --% in Revenue from the last quarter.

Industry Peers’ Earnings

Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.

Republic Bancorp Inc/KY

Report Date

Jan 30, 2026 For Q4 25

Estimate

$1.39

Actual

$1.17

Surprise

-16.17%

METROCITY BANKSHARES INC

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.68

Actual

$0.68

Surprise

-0.50%

FIRST NATL CORP STRASBURG VA

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.61

Actual

$0.61

Surprise

-1.15%

Ameris Bancorp

Report Date

Jan 29, 2026 For Q4 25

Estimate

$1.60

Actual

$1.59

Surprise

-0.93%

Flagstar Bank, National Association

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.02

Actual

$0.06

Surprise

+176.50%

Mechanics Bancorp Class A Common Stock

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.26

Actual

$0.56

Surprise

+111.16%

Seacoast Banking Corp of Florida

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.50

Actual

$0.44

Surprise

-13.52%

Towne Bank

Report Date

Jan 28, 2026 For Q4 25

Estimate

$0.72

Actual

$0.70

Surprise

-3.69%

HILLTOP HOLDINGS INC.

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.42

Actual

$0.69

Surprise

+63.74%

BayFirst Financial Corp. Common Stock

Report Date

Jan 29, 2026 For Q4 25

Estimate

Actual

-$0.69

Surprise

FAQ

What were OptimumBank Holdings, Inc.'s earnings and revenue for the latest quarter Q4 2025?

For Q4 2025, OptimumBank Holdings, Inc. reported EPS of $0.21, beating estimates by 2.94%, and revenue of $13.60M, -- -- expectations.

How did the market react to OptimumBank Holdings, Inc.'s Q4 2025 earnings?

The stock price moved up 3.18%, changed from $4.71 before the earnings release to $4.86 the day after.

When is OptimumBank Holdings, Inc. expected to report next?

The next earning report is scheduled for May 11, 2026.

What are the forecasts for OptimumBank Holdings, Inc.'s next earnings report?

Based on 3 analysts, OptimumBank Holdings, Inc. is expected to report EPS of $0.20 and revenue of -- for Q1 2026.

Which companies are reporting earnings today?

Check FXEmpire's Earnings Calendar for today's list of reporting companies.