OSBC

Old Second Bancorp Inc

21.04

USD

OSBC Earnings Reports

Positive Surprise Ratio

OSBC beat 21 of 40 last estimates.

53%

Next Report

Date of Next Report

Apr 21, 2026

Estimate for Q1 26 (Revenue/ EPS)

$95.38M

$0.51

Implied change from Q4 25 (Revenue/ EPS)

+0.18%

-5.56%

Implied change from Q1 25 (Revenue/ EPS)

+35.61%

+18.60%

Old Second Bancorp Inc earnings per share and revenue

On Jan 21, 2026, OSBC reported earnings of 0.54 USD per share (EPS) for Q4 25, beating the estimate of 0.50 USD, resulting in a 6.53% surprise. Revenue reached 95.20 million, compared to an expected 96.78 million, with a -1.63% difference. The market reacted with a -0.98% price change (close before vs. close after earnings).

Looking ahead to Q1 26, 8 analysts forecast an EPS of 0.51 USD, with revenue projected to reach 95.38 million USD, implying an decrease of -5.56% EPS, and increase of 0.18% in Revenue from the last quarter.

Industry Peers’ Earnings

Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.

QCR Holdings Inc

Report Date

Jan 27, 2026 For Q4 25

Estimate

$2.02

Actual

$2.12

Surprise

+4.58%

Farmers National Banc Corp

Report Date

Jan 28, 2026 For Q4 25

Estimate

$0.47

Actual

$0.40

Surprise

-15.79%

First Business Financial Services, Inc.

Report Date

Jan 29, 2026 For Q4 25

Estimate

$1.41

Actual

$1.58

Surprise

+11.28%

Civista Bancshares, Inc.

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.58

Actual

$0.75

Surprise

+28.21%

Eagle Bancorp Montana, Inc

Report Date

Jan 27, 2026 For Q4 25

Estimate

$0.49

Actual

$0.60

Surprise

+21.29%

UMB Financial Corp

Report Date

Jan 27, 2026 For Q4 25

Estimate

$2.60

Actual

$2.74

Surprise

+5.23%

First Interstate BancSystem, Inc. Common Stock (DE)

Report Date

Jan 28, 2026 For Q4 25

Estimate

$0.64

Actual

$1.08

Surprise

+67.23%

First Financial Bancorp

Report Date

Jan 28, 2026 For Q4 25

Estimate

$0.56

Actual

$0.64

Surprise

+13.05%

Park National Corporation

Report Date

Jan 26, 2026 For Q4 25

Estimate

$2.79

Actual

$2.63

Surprise

-5.86%

First Merchants Corp

Report Date

Jan 26, 2026 For Q4 25

Estimate

$0.97

Actual

$0.98

Surprise

+0.98%

FAQ

What were Old Second Bancorp Inc's earnings and revenue for the latest quarter Q4 2025?

For Q4 2025, Old Second Bancorp Inc reported EPS of $0.54, beating estimates by 6.53%, and revenue of $95.20M, -1.63% below expectations.

How did the market react to Old Second Bancorp Inc's Q4 2025 earnings?

The stock price moved down -0.98%, changed from $21.47 before the earnings release to $21.26 the day after.

When is Old Second Bancorp Inc expected to report next?

The next earning report is scheduled for Apr 21, 2026.

What are the forecasts for Old Second Bancorp Inc's next earnings report?

Based on 8 analysts, Old Second Bancorp Inc is expected to report EPS of $0.51 and revenue of $95.38M for Q1 2026.

Which companies are reporting earnings today?

Check FXEmpire's Earnings Calendar for today's list of reporting companies.