SPFI

South Plains Financial, Inc. Common Stock

42.91

USD

SPFI Earnings Reports

Positive Surprise Ratio

SPFI beat 22 of 28 last estimates.

79%

Next Report

Date of Next Report

Apr 22, 2026

Estimate for Q1 26 (Revenue/ EPS)

$55.17M

$0.86

Implied change from Q4 25 (Revenue/ EPS)

+2.38%

-4.44%

Implied change from Q1 25 (Revenue/ EPS)

+12.23%

+19.44%

South Plains Financial, Inc. Common Stock earnings per share and revenue

On Jan 26, 2026, SPFI reported earnings of 0.90 USD per share (EPS) for Q4 25, beating the estimate of 0.89 USD, resulting in a 0.84% surprise. Revenue reached 53.88 million, compared to an expected 55.41 million, with a -2.75% difference. The market reacted with a -2.20% price change (close before vs. close after earnings).

Looking ahead to Q1 26, 6 analysts forecast an EPS of 0.86 USD, with revenue projected to reach 55.17 million USD, implying an decrease of -4.44% EPS, and increase of 2.38% in Revenue from the last quarter.

Industry Peers’ Earnings

Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.

Republic Bancorp Inc/KY

Report Date

Jan 30, 2026 For Q4 25

Estimate

$1.39

Actual

$1.17

Surprise

-16.17%

METROCITY BANKSHARES INC

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.68

Actual

$0.68

Surprise

-0.50%

FIRST NATL CORP STRASBURG VA

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.61

Actual

$0.61

Surprise

-1.15%

OptimumBank Holdings, Inc.

Report Date

Feb 02, 2026 For Q4 25

Estimate

$0.20

Actual

$0.21

Surprise

+2.94%

Ameris Bancorp

Report Date

Jan 29, 2026 For Q4 25

Estimate

$1.60

Actual

$1.59

Surprise

-0.93%

Flagstar Bank, National Association

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.02

Actual

$0.06

Surprise

+176.50%

Mechanics Bancorp Class A Common Stock

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.26

Actual

$0.56

Surprise

+111.16%

Seacoast Banking Corp of Florida

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.50

Actual

$0.44

Surprise

-13.52%

Towne Bank

Report Date

Jan 28, 2026 For Q4 25

Estimate

$0.72

Actual

$0.70

Surprise

-3.69%

HILLTOP HOLDINGS INC.

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.42

Actual

$0.69

Surprise

+63.74%

FAQ

What were South Plains Financial, Inc. Common Stock's earnings and revenue for the latest quarter Q4 2025?

For Q4 2025, South Plains Financial, Inc. Common Stock reported EPS of $0.90, beating estimates by 0.84%, and revenue of $53.88M, -2.75% below expectations.

How did the market react to South Plains Financial, Inc. Common Stock's Q4 2025 earnings?

The stock price moved down -2.2%, changed from $41.32 before the earnings release to $40.41 the day after.

When is South Plains Financial, Inc. Common Stock expected to report next?

The next earning report is scheduled for Apr 22, 2026.

What are the forecasts for South Plains Financial, Inc. Common Stock's next earnings report?

Based on 6 analysts, South Plains Financial, Inc. Common Stock is expected to report EPS of $0.86 and revenue of $55.17M for Q1 2026.

Which companies are reporting earnings today?

Check FXEmpire's Earnings Calendar for today's list of reporting companies.