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SYF

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SYNCHRONY FINANCIAL

73.42
USD
Sponsored
+0.42
+0.57%
Jan 28, 15:59 UTC -5
Closed
exchange

After-Market

73.45

+0.03
+0.04%

SYF Earnings Reports

Positive Surprise Ratio

SYF beat 33 of 40 last estimates.

83%

Next Report

Date of Next Report
Apr 20, 2026
Estimate for Q1 26 (Revenue/ EPS)
$4.56B
/
$2.17
Implied change from Q4 25 (Revenue/ EPS)
-4.15%
/
+6.37%
Implied change from Q1 25 (Revenue/ EPS)
+2.22%
/
+14.81%

SYNCHRONY FINANCIAL earnings per share and revenue

On Jan 27, 2026, SYF reported earnings of 2.04 USD per share (EPS) for Q4 25, missing the estimate of 2.06 USD, resulting in a -1.19% surprise. Revenue reached 4.76 billion, compared to an expected 4.82 billion, with a -1.17% difference. The market reacted with a -5.82% price change (close before vs. close after earnings).
Looking ahead to Q1 26, 19 analysts forecast an EPS of 2.17 USD, with revenue projected to reach 4.56 billion USD, implying an increase of 6.37% EPS, and decrease of -4.15% in Revenue from the last quarter.

Industry Peers’ Earnings

Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.

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Houlihan Lokey, Inc.
Report Date
Jan 28, 2026 For Q3 26
Estimate
$1.88
Actual
$1.94
Surprise
+2.87%
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Community Financial System, Inc.
Report Date
Jan 27, 2026 For Q4 25
Estimate
$1.14
Actual
$1.03
Surprise
-9.77%
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LendingClub Corporation
Report Date
Jan 28, 2026 For Q4 25
Estimate
$0.35
Actual
$0.35
Surprise
0.00%
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Triumph Financial, Inc.
Report Date
Jan 26, 2026 For Q4 25
Estimate
$0.30
Actual
$0.77
Surprise
+155.73%
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Burke & Herbert Financial Services Corp. Common Stock
Report Date
Jan 22, 2026 For Q4 25
Estimate
$1.90
Actual
$1.98
Surprise
+3.79%
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Alerus Financial Corporation Common Stock
Report Date
Jan 28, 2026 For Q4 25
Estimate
$0.17
Actual
$0.85
Surprise
+381.04%
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Community West Bancshares Common Stock
Report Date
Jan 22, 2026 For Q4 25
Estimate
$0.56
Actual
$0.57
Surprise
+1.95%
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Ponce Financial Group, Inc. Common Stock
Report Date
Jan 27, 2026 For Q4 25
Estimate
$0.28
Actual
$0.42
Surprise
+47.06%
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Finward Bancorp Common Stock
Report Date
Jan 27, 2026 For Q4 25
Estimate
$0.62
Actual
$0.83
Surprise
+33.40%
FAQ
For Q4 2025, SYNCHRONY FINANCIAL reported EPS of $2.04, missing estimates by -1.19%, and revenue of $4.76B, -1.17% below expectations.
The stock price moved down -5.82%, changed from $77.51 before the earnings release to $73.00 the day after.
The next earning report is scheduled for Apr 20, 2026.
Based on 19 analysts, SYNCHRONY FINANCIAL is expected to report EPS of $2.17 and revenue of $4.56B for Q1 2026.
Check FXEmpire's Earnings Calendar for today's list of reporting companies.
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