UCB

United Community Banks, Inc.

35.88

USD

UCB Earnings Reports

Positive Surprise Ratio

UCB beat 26 of 40 last estimates.

65%

Next Report

Date of Next Report

Apr 20, 2026

Estimate for Q1 26 (Revenue/ EPS)

$275.48M

$0.70

Implied change from Q4 25 (Revenue/ EPS)

-1.05%

-1.41%

Implied change from Q1 25 (Revenue/ EPS)

+11.22%

+18.64%

United Community Banks, Inc. earnings per share and revenue

On Jan 14, 2026, UCB reported earnings of 0.71 USD per share (EPS) for Q4 25, missing the estimate of 0.71 USD, resulting in a -1.31% surprise. Revenue reached 278.39 million, compared to an expected 276.29 million, with a 0.76% difference. The market reacted with a +2.80% price change (close before vs. close after earnings).

Looking ahead to Q1 26, 8 analysts forecast an EPS of 0.70 USD, with revenue projected to reach 275.48 million USD, implying an decrease of -1.41% EPS, and decrease of -1.05% in Revenue from the last quarter.

Industry Peers’ Earnings

Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.

Ameris Bancorp

Report Date

Jan 29, 2026 For Q4 25

Estimate

$1.60

Actual

$1.59

Surprise

-0.93%

Flagstar Bank, National Association

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.02

Actual

$0.06

Surprise

+176.50%

Mechanics Bancorp Class A Common Stock

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.26

Actual

$0.56

Surprise

+111.16%

Seacoast Banking Corp of Florida

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.50

Actual

$0.44

Surprise

-13.52%

Towne Bank

Report Date

Jan 28, 2026 For Q4 25

Estimate

$0.72

Actual

$0.70

Surprise

-3.69%

HILLTOP HOLDINGS INC.

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.42

Actual

$0.69

Surprise

+63.74%

Republic Bancorp Inc/KY

Report Date

Jan 30, 2026 For Q4 25

Estimate

$1.39

Actual

$1.17

Surprise

-16.17%

METROCITY BANKSHARES INC

Report Date

Jan 30, 2026 For Q4 25

Estimate

$0.68

Actual

$0.68

Surprise

-0.50%

FIRST NATL CORP STRASBURG VA

Report Date

Jan 29, 2026 For Q4 25

Estimate

$0.61

Actual

$0.61

Surprise

-1.15%

OptimumBank Holdings, Inc.

Report Date

Feb 02, 2026 For Q4 25

Estimate

$0.20

Actual

$0.21

Surprise

+2.94%

FAQ

What were United Community Banks, Inc.'s earnings and revenue for the latest quarter Q4 2025?

For Q4 2025, United Community Banks, Inc. reported EPS of $0.71, missing estimates by -1.31%, and revenue of $278.39M, 0.76% above expectations.

How did the market react to United Community Banks, Inc.'s Q4 2025 earnings?

The stock price moved up 2.8%, changed from $32.48 before the earnings release to $33.39 the day after.

When is United Community Banks, Inc. expected to report next?

The next earning report is scheduled for Apr 20, 2026.

What are the forecasts for United Community Banks, Inc.'s next earnings report?

Based on 8 analysts, United Community Banks, Inc. is expected to report EPS of $0.70 and revenue of $275.48M for Q1 2026.

Which companies are reporting earnings today?

Check FXEmpire's Earnings Calendar for today's list of reporting companies.