Trading 212 Review 2026
Our verdict
Score colours: Top score Top 10% Above average
FXEmpire avg 4.3 is a benchmark exclusive to FXEmpire: the average score of all 73 brokers we tested this year. It shows at a glance how the broker you're considering measures up against the industry.
Every broker is tested hands-on by our analysts, against the same 250+ variables.
- Top score a perfect 5.0
- Top 10% the highest scores
- Above average the next 25%
- Best for: Copy traders
- Stock traders
- Beginners
- Good for: Swing traders
- Day traders
- News traders
- Not ideal for: Algo traders
- Cost-conscious traders
If you’re looking for a broker that bridges the gap between trading and long-term investing, Trading 212 deserves attention. It impressed me with its huge product range: over 6,000 CFDs plus 10,000+ real stocks and ETFs, along with features like fractional shares and PIE portfolios for investing. Trading 212 is also one of the very few brokers regulated solely by Tier-1 authorities—a rare level of safety in this industry.
That said, fees are where Trading 212 falls behind. While stock trading is cost-effective thanks to zero commissions and tight spreads on share CFDs, I found spreads on forex, indices, and crypto to be well above the industry average. For context, EUR/USD spreads averaged around 1.5 pips in my tests compared to the industry norm of 1.0 pips. In terms of platforms, I appreciated the Trading 212 Web Trader, powered by TradingView charts and enhanced with AI trading signals. It’s sleek, intuitive, and packed with tools, though the lack of support for MetaTrader or automated trading could be a dealbreaker for advanced traders.
Overall, Trading 212 is an excellent fit for stock investors and casual traders who value safety, ease of use, and variety of trading assets.
Every broker reviewed on FXEmpire pays an annual listing fee. The fee buys the listing, not the score: our analysts test every broker hands-on and the rating is theirs alone. How we test and score →
- We confirmed each of the broker's licenses directly on the regulators' registers and cross-checked them against the broker's website.
- We verified how client funds are protected: segregated accounts, negative balance protection, and investor compensation schemes.
- We read the broker's legal documents ourselves: terms and conditions, client agreement, and fee schedule.
- We reviewed the broker's business history, corporate structure, registered addresses in each jurisdiction, and overall web presence.
- We opened two broker accounts: Standard (spreads only) and Raw/ECN (spreads + commissions).
- We measured live spreads and commissions on the most-traded instruments during the London and New York sessions.
- We recorded swap rates on popular instruments and checked the broker's own documents for any non-trading fees.
- We compared every figure against the FXEmpire benchmark, the average across all brokers we tested.
- All spreads, commissions, and swaps come from our analysts' hands-on live testing, not from broker websites or third-party sources.
- We used the broker's web, desktop, and mobile platforms daily for a full week.
- We placed every order type and measured the execution speed, timing how quickly each order was filled.
- We counted the indicators, drawing tools, chart types, and timeframes, then tested them in day-to-day trading.
- We checked for built-in research tools, such as economic calendars, news feeds, sentiment indicators, and trading signals, and tested whether custom indicators and Expert Advisors (EAs) can be installed and run.
- We scored usability, functionality, and stability against the FXEmpire benchmark.
- We counted the instruments in each asset class inside the trading platform, not from the marketing pages.
- We checked which products are real assets and which are CFDs.
- We compared the range with every other broker in our database.
- We looked for rare asset classes and products and set the broker's offering apart.
- We checked trading hours, including extended-hours stock trading and weekend crypto trading.
- We contacted the broker ourselves on every channel it offers: live chat, phone, email, and messengers.
- We measured how long it took to reach a live agent, and recorded the date of each test.
- We asked questions related to the broker's offering and scored the answers for accuracy and professionalism.
- We used the broker's research tools ourselves: in-house and third-party analysis, news, signals and calendars.
- We checked how often the content is updated and whether it is useful for trading decisions.
- We scored the quality and the range against the FXEmpire benchmark.
- We checked every payment method, its fees, limits and processing time, from the broker's documents and the client area.
- We looked for hidden fees and currency conversion costs.
- We compared the conditions with every other broker in our database.
- We opened an account with the broker and recorded how long the process took, what it required, and how intuitive it is.
- We compared the account types on spreads, commissions, leverage, minimum deposit, and base currencies.
- We checked which account fits which type of trader, from beginner to professional.
- We verified whether the broker offers demo and swap-free accounts and checked their conditions.
- We confirmed the list of restricted countries and regions.
- We compared the offer with every other broker in our database.
- We went through the broker's articles, videos, webinars and courses ourselves.
- We checked whether the material fits beginners and experienced traders, and how often it is updated.
- We counted the volume and scored the quality against the FXEmpire benchmark.
| Entity | Regulator | Max leverage |
|---|---|---|
| Trading 212 UK Ltd | FCA | 1:30 |
| Trading 212 AU Pty Ltd | ASIC | 1:30 |
| FXFlat Bank GmbH | BaFin | 1:30 |
| Trading 212 Ltd | FSCB | 1:30 |
| Trading 212 Markets Ltd | CySEC | 1:30 |
| Trading 212 UK LtdFCA | 1:30 |
| Trading 212 AU Pty LtdASIC | 1:30 |
| FXFlat Bank GmbHBaFin | 1:30 |
| Trading 212 LtdFSCB | 1:30 |
| Trading 212 Markets LtdCySEC | 1:30 |
The entity that onboards you sets your leverage. Professional accounts can get more.
Demo: YesDeposits: Wire Transfer, Credit Card, iDeal, E-wallets, Debit Card, Apple Pay, Google Pay · $0 feeWithdrawals: Wire Transfer, iDeal, Credit Card, E-wallets, Apple Pay, Google Pay, Debit Card · $0 feeFull information →
How Trading 212 compares to every broker we tested
FXEmpire BenchmarkWe test dozens of brokers every year, 73 this year alone. That gives us a clear picture of the market and a benchmark for every category. Here is how Trading 212 measures up against the industry.
Trading 212 score breakdown: 9 categories, each next to the FXEmpire average
Score colours: Top score Top 10% Above average
- The authority on broker reviews since 2011. Traders have relied on our independent testing for over a decade.
- 73 brokers tested. We test leading brokers the same way, so we can show how Trading 212 compares.
- Every broker takes the same test. One published scoring system, with 9 weighted categories and 250+ variables, all measured hands-on by our analysts.
- Key facts are checked before publishing. An editor re-checks licenses, spreads and fees against our test data.
- Scores are not for sale. No broker can pay to change a score or a verdict.
Trading 212 full review
Trust
Trading 212 stands out as one of the very few brokers regulated exclusively by Tier-1 authorities—a rare case in the industry. This ensures it operates under the strictest rules, including segregated client funds, negative balance protection, and a high level of transparency, which I confirmed during my review.
- LicencesTier-1 only - CySEC, FCA and others across five entities
- ProtectionSegregated funds · negative balance protection
- TransparencyHigh
| Entity Features | Trading 212 Markets Ltd | Trading 212 UK Ltd | Trading 212 Ltd | FXFlat Bank GmbH | Trading 212 AU Pty Ltd |
| Country/Region | Cyprus/Limassol | UK/London | Bulgaria/Sofia | Germany/Ratingen | Australia/Sydney |
| Regulators | CySEC | FCA | FSC | BaFin | ASIC |
| Tier | 1 | 1 | 1 | 1 | 1 |
| Segregated Funds | Yes | Yes | Yes | Yes | Yes |
| Negative Balance Protection | Yes | Yes | Yes | Yes | Yes |
| Compensation Scheme | Up to EUR 20,000 under ICF | Up to GBP 85,000 under FSCS | Up to EUR 20,000 under ICF | Up to EUR 20,000 under ICF | No |
| Maximum Leverage | 1:30 | 1:30 | 1:30 | 1:30 | 1:30 |
Trading 212 Regulators
When reviewing brokers, we examine the licenses held by each of their entities to determine how effectively they protect clients. We use a simple three-tier system to rank regulatory bodies, with Tier 1 being the most trusted and offering the highest level of protection.
This is what I discovered about the five entities operating under the Trading 212 trade name:
- Trading 212 Markets Ltd is licensed and regulated by the Cyprus Securities and Exchange Commission (CySEC) under license number 398/21. We rate CySEC as a Tier-1 regulator.
- Trading 212 UK Ltd is licensed and regulated by the Financial Conduct Authority (FCA) of the UK under license number 609146. We rate the FCA as a Tier-1 regulator.
- Trading 212 Ltd is licensed and regulated by the Bulgaria Financial Services Commission (FSC) under license number RG-03-0237. We rate the FSC as a Tier-1 regulator.
- FXFlat Bank GmbH is licensed and regulated by the German Federal Financial Supervisory Authority (BaFin) under license number 10109603. We rate BaFin as a Tier-1 regulator.
- Trading 212 AU Pty Ltd is licensed and regulated by the Australian Securities and Investments Commission (ASIC) under license number 541122. We rate ASIC as a Tier-1 regulator.
How Trading 212 Protects You
Brokers operate multiple entities globally, but regulatory protections vary. Some regulators enforce stricter financial standards than others, so traders should understand the safety measures of the entity with which they choose to open an account.
Here is how Trading 212 protects you:
- Keeps client funds segregated.
- Guarantees negative balance protection.
- Participates in multiple compensation schemes.
- Has issued a ‘best execution policy’.
To learn more about the most important safety mechanisms and how they apply to you, click here.
Stability and Transparency
In our Trust category, we assess how stable and transparent a broker is. This includes how long they’ve been in business, the size of the company, and how openly they share important information.
In my research, I found that Trading 212 has been around for over 20 years. According to its LinkedIn page, the broker employs more than 1,200 professionals worldwide, which speaks to the strength of its business model.
I also reviewed the broker’s legal documents and found them clear and well-organized, with essential information easy to access. Another positive is that Trading 212 operates on a “best execution” basis, meaning it is legally required to offer clients the best available spreads under current market conditions.
That said, I did notice a minor transparency gap regarding fees. The average spreads published on the website—for example, a 0.0002-pip EUR/USD spread—were far from what I observed in testing of the CFD account, where the average EUR/USD spread was closer to 1.5 pips. I also noted that current swap rates aren’t published on the site, which could be improved.
Is Trading 212 Safe?
I concluded that Trading 212 is very safe due to the following factors:
- Regulated by five Tier-1 regulators..
- Client money is protected from the broker’s credit risk.
- Provides negative balance protection to prevent a complete account wipeout.
- Has organized and transparent legal documents.
Fees
Trading 212 was the first broker to bring commission-free trading to Europe and the UK, a move that helped it stand out in a crowded market. I found that only share CFD spreads remain competitive, while costs on most other instruments were above the industry average. Swaps vary depending on the asset, but Trading 212 does not charge any non-trading fees, which is a welcome benefit.
- EURUSD spread1.4 to 1.6 pips (industry average 1.08)
- CommissionsNone
- HighlightCompetitive share CFD spreads
- Other feesNo non-trading fees
Trading 212 Trading Fees
Trading 212 Spreads
I tested Trading 212’s spreads on 7 July 2025 during the London and New York opens. The results are shown in the table below:
| Instrument | Live Spread AM | Live Spread PM | Industry Average |
| EURUSD | 1.4 pips | 1.6 pips | 1.08 pips |
| GBPJPY | 5.1 pips | 5.3 pips | 2.44 pips |
| Gold (XAUUSD) | 67 pips | 88 pips | 23 pips |
| Crude Oil | 0.03 pips | 0.03 pips | 0.03 pips |
| Apple | NA | 0.07 points | 0.33 points |
| Tesla | NA | 0.10 points | 0.50 points |
| Dow Jones 30 | 5.2 basis points | 5.0 basis points | 3.3 basis points |
| Germany 40 | 2.2 basis points | 3.2 basis points | 2.4 basis points |
| Bitcoin | $45.91 | $67.45 | $34 |
Broken down by asset class and compared to the industry average, Trading 212 charges low share CFDs spreads, average-to-high spreads on commodities and indices, and high spreads on forex pairs and cryptocurrencies.
I determined that the combination of zero commissions and low spreads on share CFDs makes Trading 212 an ideal choice for stock traders.
Trading 212 Swaps
A swap fee is a trader’s cost for holding an open position overnight because of changing interest rates. Swap long refers to the charge deductible or credit receivable for holding a buy position open overnight. In turn, swap short relates to the charges/credits deductible or receivable for holding a selling position open overnight.
The values listed below are for one full base currency contract (100,000 units).
| Instrument | Swap Long | Swap Short |
| EURUSD | Charge of $10.8 | Charge of $22.18 |
| GBPJPY | Charge of $3.03 | Charge of $1.82 |
| Gold (XAUUSD) | Charge of $36.84 | Charge of $136.15 |
Live testing revealed that Trading 212 charges low swaps on EURUSD, but high swaps on GBPJPY and XAUUSD compared to the industry benchmark.
Trading 212 Non-Trading Fees
Trading 212 keeps things simple when it comes to funding. Deposits and withdrawals are free of charge; however, your bank or payment provider may charge additional fees. The broker also doesn’t impose an inactivity fee, so you won’t be penalized for taking a break from trading.
Are Trading 212’s Fees Competitive?
In my testing, I found that Trading 212’s spreads on popular instruments were noticeably higher than the industry average. On the positive side, the broker excels in stock trading, offering low spreads and zero commissions. Another plus is that Trading 212 charges no non-trading fees, making it cost-friendly for deposits, withdrawals, and account maintenance.
Platforms and tools
Trading 212’s flagship web platform is powered by TradingView charts and comes integrated with advanced market analytics. The broker also provides a versatile mobile app with a clean and modern design. However, Trading 212 does not support third-party platforms like MetaTrader or cTrader, which may be a drawback for traders who prefer a familiar interface.
- PlatformsTrading 212 Web Trader · mobile app
- ChartingTradingView charts, 84 drawing tools
- MissingNo MetaTrader or cTrader
Trading 212 Web Trader
I tested Trading 212’s Web Trader and found that it delivers a streamlined trading experience, providing traders with everything they may need at their fingertips. The layout is clean and easy to navigate, and even first-time traders can quickly learn their way around it. The platform is also integrated with multiple supporting content, like educational videos, allowing users to learn on the way.
Trading 212 Web Trader is available on Windows and Mac and supports 18 languages, including English, French, Spanish, German, Arabic, Chinese, and more.
Trading 212 Web Trader’s features include:
- Alerts-Setting Option: Traders can set alerts for when the price of a given instrument falls/rises to a predetermined level, which could potentially signal a viable entry opportunity.
- Watchlist Customization: Traders can populate their watchlists with their favorite instruments, making it easier to track market changes.
- One-click Trading: This feature enables instant market entries at the spot price and is invaluable for high-precision traders, such as scalpers.
- Trading from the Chart: Traders can place conventional trading orders directly from the chart, specifying the entry price, volume level, stop and take-profit levels, and more.
In my estimation, Trading 212 Web Trader is best suited for conducting probing technical analysis thanks to its advanced and easily scalable charts. The only drawback is that the platform does not support automated trading via Expert Advisors (EAs).
Charts
I have broken down the available analytical tools and chart configurations below:
- 96 technical indicators: Including trend-based and volume-based indicators, and oscillators to analyze price action and assess market sentiment, helping predict market movements.
- 84 drawing tools: Tools like Fibonacci retracement levels and Elliott waves help identify price patterns, support/resistance levels, and breakout points.
- 10 timeframes: For multi-timeframe analysis, enabling detailed price action analysis.
- 16 chart types: Price action can be displayed as line, bars, or candlesticks, offering diverse perspectives on trading opportunities.
Trading 212’s charts are fluid and easily scalable, allowing traders to quickly spot viable opportunities. However, the charts cannot be expanded to full screen.
Orders
Trading 212 Web Trader features three types of order execution: market, pending, and one-click trading, which support immediate entries at the spot price.
I have broken down the available order types on the platform below:
- Market Orders: Used for immediate entry at the best available price. They guarantee volume filling, though the entry price may differ from the requested price.
- Limit Orders: Guarantee exact price entries, but won’t be filled if the price doesn’t reach the trigger level.
- Stop Orders: They are used to support open positions by limiting the maximum loss that can be incurred if the market turns in the opposite direction. A stop-loss order is placed at a fixed price below or above the spot price. If the market does indeed turn and trigger the stop-loss, it will transform into a market order and get filled at the best possible price.
Trading 212 Web Trader: My Key Takeaways
Trading 212 Web Trader combines user-friendly design, advanced charting capabilities, and robust market research. I especially appreciated the integration of AI-powered trading signals, an advanced news screener, and integrated educational videos. My only gripe is that the platform does not accommodate algorithmic trading via expert advisors.
Trading 212 App
The Trading 212 mobile app is available on iOS and Android, enabling quick and easy access to the market on the go. It is very useful for opening, terminating, and adjusting open positions. The app also retains the flexibility of its web counterpart.
You can also use the app to place market, limit, and stop orders, as well as to adjust the exposure of your open trades.
Trading 212 App: My Key Takeaways
The Trading 212 app is all about convenience. It’s super handy for tweaking trades on the go, especially when markets get volatile. Additionally, it incorporates advanced analytics and keeps you informed about the latest market news and trends.
Trading 212 Execution Model
Trading 212 operates on a No-Dealing-Desk (NDD) basis. The broker obtains its liquidity from external providers. When you place a trading order, the broker routes it to its pool of liquidity providers, where it gets filled at the best possible price.
Tradable instruments
Trading 212 stands out with its massive product range—over 6,000 CFDs plus 10,000+ real stocks and ETFs for investing. The broker covers currency pairs, commodities, shares, indices, cryptocurrencies, bonds, and even futures contracts. This mix strikes a solid balance between low-risk securities for conservative investors and high-risk, high-reward assets for active traders.
- CFDs6,000+
- Investing10,000+ real stocks and ETFs
- Forex pairs171
- Commodities43
| Markets | Number | Types | Contract Type | Industry Average |
| Forex Pairs | 171 | Major, Minor, and Exotic | Spot | 30 – 75 |
| Commodities | 43 | Metals, Energies, and Agriculture | CFD, Futures | 5 – 10 |
| Shares and ETFs | 6000+ | Retail, Tech, Financial, Other | CFD | 100 – 500 |
| Indices | 22 | US, EU, Asia, Other | CFD, Futures | 10 – 20 |
| Cryptocurrencies | 15 | Major and Minor | CFD | 10 – 20 |
| Bonds | 5 | US | CFD | 0 – 5 |
Trading 212 offers one of the broadest product ranges in the industry, far exceeding the average across most asset classes. With 171 forex pairs, 43 commodities, and over 6,000 shares and ETFs, it provides significantly more choice than the typical broker. The lineup also includes 22 indices, 15 cryptocurrencies, and 5 bonds, giving traders access to both traditional markets and newer asset classes.
What Are CFDs?
CFDs (Contracts for Difference) let you trade on the price movements of assets—like gold—without actually owning them.
For example, if you go long on gold and the price rises, you profit; if it falls, you lose—without ever buying real gold.
The biggest perk? You can jump in or out of the market quickly to take advantage of even the smallest price changes.
What CFDs Can You Trade With Trading 212?
| Currency Pairs | Commodities |
| EURUSD | GBPJPY | EURCHF | AUDCAD | USDMXN | EURJPY | Gold | Crude Oil | Brent Oil | Silver | Wheat | Platinum | Live Cattle |
| Share & ETF CFDs | Indices |
| Apple | Tesla | JP Morgan Chase | Netflix | META | Wells Fargo | Amazon.com | Dow Jones 30 | Germany 40 | Australia 200 | Japan 225 | UK 100 | China 50 |
| Cryptocurrencies | Bonds |
| Bitcoin | Litecoin | Dash | Cardano | Ripple | Solana | Ethereum | US Treasury Bond | US Treasury Note 5YR | US Treasury Note 10YR |
Trading 212 Instruments: My Key Takeaways
One of Trading 212’s biggest strengths is its extensive range of tradable and investing instruments. The broker covers both ends of the spectrum—low-risk securities like ETFs and bonds for cautious investors, and higher-risk assets such as shares and cryptocurrencies for those seeking bigger opportunities. Another standout is its rare selection of exotic currency pairs (e.g., CHF/MXN and CAD/CNH), which most brokers don’t offer.
Customer support
Trading 212 offers 24/7 customer support via chatbot and email, with service available in English. In my test, the chatbot handled simple questions effectively, but struggled with more complex queries. For broader guidance, the broker’s Help Centre is well-structured and provides plenty of helpful information.
- Hours24/7
- ChannelsChatbot · email; no phone
- In my testFine for simple questions
Customer Support Channels
| Live Chat | Phone | |
| 24/7 from the app | By filling out a form here | Not Available |
Customer Support Test
When we test a broker’s customer support, we evaluate the agent’s knowledge of their own website, the time it takes them to respond to questions, and the level of detail in their answers.
Since my last review, I was pleased to see that Trading 212 has added a chatbot, available exclusively through its mobile app. I tested it on 7 July at 14:07 CET and found it helpful but fairly basic.
The bot answered simple queries—like whether Trading 212 offers copy trading—without issue. But it struggled with more detailed questions, such as clarifications about the broker’s investing commissions.
Deposit and withdrawal
Trading 212 accepts payments via bank wire, credit and debit cards, and various e-wallets. It does not impose a handling fee on deposits or withdrawals, though third-party processing fees may apply. Processing times are fast.
- MethodsBank wire · cards · e-wallets
- FeesNo handling fee either way
- SpeedInstant bank transfer in around 10 minutes
How Did We Test the Broker's Deposit and Withdrawal Process?
How Do You Deposit Money With Trading 212
| Deposit Method | Fee | Processing Time |
| Bank Wire | $0 | 2-3 business days |
| Instant Bank Transfer | $0 | Around 10 minutes |
| Credit/Debit Card | $0 | Around 10 minutes |
| OnlineBankingPL | $0 | Instant |
| Carte Bleue | $0 | Instant |
| Blik | $0 | Instant |
| Direct eBanking | $0 | Instant |
| Apple/Google Pay | $0 | Instant |
| iDEAL | $0 | Instant |
How Do You Withdraw Money With Trading 212
| Withdrawal Method | Fee | Processing Time |
| Bank Wire | $0 | 3-5 business days |
| Instant Bank Transfer | $0 | 3-5 business days |
| Credit/Debit Card | $0 | Up to 24 hours |
| OnlineBankingPL | $0 | Up to 24 hours |
| Carte Bleue | $0 | Up to 24 hours |
| Blik | $0 | Up to 24 hours |
| Direct eBanking | $0 | Up to 24 hours |
| Apple/Google Pay | $0 | Up to 24 hours |
| iDEAL | $0 | Up to 24 hours |
Account types and terms
Trading 212 offers two accounts: CFD for trading and Invest for portfolio building. The deposit requirement on both is only EUR 10, and there are over 10 base currencies. Swap-free trading via Islamic accounts is currently unavailable.
- AccountsCFD · Invest
- Minimum depositEUR 10
- Base currencies10+
- Swap-freeNo Islamic accounts
To create an account with Trading 212, follow these simple steps:
- Click ‘Open Account’ at the top-right corner of the main page.
- Choose your country of residence.
- Choose an account type.
- Provide your email address.
- Choose a password.
- Accept Trading 212’s T&Cs.
- Confirm your email address.
- Provide your personal details.
- Upload proof of ID and proof of address to verify your account.
Trading 212 Account Types
| Account Type | CFD | Invest |
| Spread From | 1.3 pips | NA |
| Commission* | $0 | $0 |
| FX Conversion Fee | 0.5% | 0.15% |
| Base Currencies | USD, EUR, GBP, CAD, CHF, SEK, NOK, DKK, PLN, HUF, CZK, RON, BGN | USD, EUR, GBP, CAD, CHF, SEK, NOK, DKK, PLN, HUF, CZK, RON, BGN |
| Minimum Deposit | EUR 10 | EUR 10 |
| Minimum Trade Volume | 0.01 lot | $1 |
| Standard Contract Size | 100,000 units | NA |
| Margin Call | 45% | NA |
| Stop Out | 25% | NA |
| Expert Advisors (EAs) | No | No |
| Hedging | Yes | Yes |
| Swap Free Account | No | No |
| Demo Account | Yes | Yes |
*Round-turn per one full contract
With EUR 10 minimum deposit and a variety of base currencies, Trading 212’s CFD account is quite affordable. I also appreciated the combination of a 45% margin call and 25% stop-out, which decreases the risk of a complete account wipeout. As regards Trading 212’s Investing account, you can find additional information here.
Demo Accounts
Trading 212 offers a demo account that lets traders explore the broker’s available platforms and test their strategies in a risk-free environment. Since markets are always changing, it’s important to keep your skills sharp without risking real money. You can open a demo account before or alongside your live CFD account.
Swap-Free (Islamic) Accounts
Trading 212 does not offer Islamic accounts for swap-free trading.
What is CFD Leverage?
Leverage determines a trader’s overall market exposure. When trading Contracts for Difference (CFDs), positions can be opened for a fraction of their value because of leverage. Essentially, the broker lends the trader money, allowing them to open larger positions. Leverage multiplies the profits a trader generates from winning positions, but also the losses incurred from failed trades.
What Leverage Does Trading 212 Offer?
In the table below, I have listed the maximum retail leverage available with Trading 212 Markets Ltd for instruments from different asset classes:
| Asset | Maximum Leverage |
| Currency Pairs | 1:30 |
| Metals | 1:20 |
| Energies | 1:10 |
| Softs | 1:10 |
| Share CFDs | 1:5 |
| Indices | 1:20 |
| Cryptocurrencies | 1:2 |
| ETFs | 1:5 |
Trading 212 Restricted Countries
Trading 212 does not accept as clients residents of the United States of America, Canada, Belgium, or any other jurisdiction where trading with leveraged products is prohibited by law.
Research
Trading 212’s research content is practical and informative. The broker offers an intuitive news screener, market sentiment gauge, and AI-powered trading signals. However, the broker does not incorporate any third-party content or offer comprehensive market reviews.
- ToolsNews screener · sentiment gauge · AI trading signals
- MissingNo third-party content or market reviews
- RatingPractical
Trading 212 equips traders with a solid set of research tools. The economic calendar highlights upcoming financial releases that could create trading opportunities, while the news screener keeps users up to date on the latest market developments. An additional sentiment gauge shows the buying and selling pressures behind each instrument.
I was also impressed by the AI-powered trading signals. These not only flag potential setups but also explain how traders might capitalize on them. A nice extra is that the signals are available in audio format, making it easy to stay informed hands-free.
Trading 212 Research: My Key Takeaways
Trading 212’s market research is decent and primarily delivered through its platform. In my view, the most valuable feature is the AI-powered trading signals, which are available in both written and audio formats. On the downside, the broker does not integrate third-party research tools like Autochartist or Trading Central, which could have added extra perspective and depth.
Education
Trading 212 provides a comprehensive educational package, featuring over 400 videos and webinars on its YouTube channel, as well as more than 120 written articles on its website. Most of the content focuses on core investing topics, but there’s also solid coverage of technical and fundamental analysis as well as trading psychology.
- Video350+ on YouTube, 60 on the platform
- Articles120+
- TopicsInvesting · technical and fundamental analysis · psychology
Trading 212 delivers a solid range of educational resources. Its YouTube channel hosts 350+ videos covering everything from technical analysis (like how to read price charts) to fundamental analysis (understanding market drivers) and trading psychology (developing the right mindset). On top of that, another 60 videos are available directly through the platform.
Most of the broker’s written content focuses on investing, with beginner-friendly guides on topics like dividends and portfolio building. Overall, I found the education library practical and approachable, making it a strong starting point for newcomers while still offering useful material for more experienced traders.
The bottom line
After thoroughly testing Trading 212, I see it as a broker that excels in safety, accessibility, and product range, but comes with some trade-offs in pricing and functionality.
Being regulated only by Tier-1 authorities makes it one of the safest options in the industry, which gave me confidence during my review. I was especially impressed by its 10,000+ real stocks and ETFs, fractional shares, and PIEs portfolios, which go far beyond what most brokers offer.
On the flip side, my live testing revealed that spreads on forex, indices, and crypto are higher than the industry average, which limits its appeal for cost-sensitive day traders and scalpers. The lack of automated trading tools is another drawback for advanced users.
Overall, I consider Trading 212 an excellent choice for long-term investors and casual traders seeking a secure, beginner-friendly platform with a vast selection of assets. However, if your top priority is ultra-tight spreads or automated strategies, Trading 212 may not be the ideal fit compared to more specialized competitors.
Where to go next
Find the best broker for your needs. Pick a guide:
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See Trading 212 full information
Headquarters Country | United Kingdom |
Foundation Year | 2003 |
Regulations | FCA (United Kingdom), ASIC (Australia), BaFin (Germany), FSCB (Bulgaria), CySEC (Cyprus) |
Publicly Traded | Yes |
Number Of Employees | 1269 |
Trading Desk Type | No dealing desk |
Trading Platforms | Trading 212 Web Trader, Trading 212 App |
Restricted Countries | Canada, United States, Belgium |
Supported Languages | Multi-lingual |
Min Deposit | $10 |
Max Leverage | 1:30 (FCA), 1:30 (ASIC), 1:30 (BaFin), 1:30 (FSCB), 1:30 (CySEC) |
Deposit Options | Wire Transfer, Credit Card, iDeal, E-wallets, Debit Card, Apple Pay, Google Pay |
Withdrawal Options | Wire Transfer, iDeal, Credit Card, E-wallets, Apple Pay, Google Pay, Debit Card |
Time to Withdrawal | 3 |
Time to Open an Account | 1 |
Crypto | Ethereum, Dogecoin, Bitcoin, Litecoin, Bitcoin Cash, Cardano, Polkadot |
Products | Currencies, Stocks, ETFs, Crypto, Bonds, Indices, Commodities |
Demo Account | Yes |
OCO Orders | Yes |
Offers Hedging | Yes |
Automated Trading | Yes |
API Trading | No |
Guaranteed Stop Loss | No |
Guaranteed Limit Orders | No |
Guaranteed Fills / Liquidity | No |
Economic calendar | Yes |
Trading From Chart | Yes |
One-Click Trading | Yes |
Expert Advisor | No |
Social Trading | Yes |
Autochartist | No |
Trading Signals | No |
Platform Languages | Italian, Portuguese, Dutch, Czech, English, French, Spanish, Russian, German, Bulgarian, Romanian, Polish |
24 Hours Support | Yes |
Support During Weekends | Yes |
Live Chat | No |
Daily Market Commentary | No |
News (Top-Tier Sources) | Yes |
Webinars | Yes |
Deposit Fee | No |
Withdrawal Fee | No |
Inactivity Fee | No |
Update history
About the Authors
Having been a retail trader since 2013, Plamen has gained an in-depth understanding of the challenges that novice traders face today. His expertise is swing trading and day trading with a heavy emphasis on psychological and fundamental analysis. Plamen’s favourite trading instruments include FX majors and gold. He earned a Bachelor's degree in Economics and International Relations. Plamen's broad experience has equipped him with the expertise to recommend the best forex brokers.
As a Senior Content Editor at FXEmpire, Ola has edited and fact-checked more than 350 broker reviews and guides. She continually refines FXEmpire’s proprietary broker rating system and keeps a close eye on industry trends, making sure our reviews reflect the latest changes in the market.
Amy leads the prop trading area at FXEmpire, collaborating closely with industry experts to deliver insightful and trustworthy reviews. Her work ensures that readers gain transparent, reliable guidance in navigating the fast-evolving world of proprietary trading firms.