Trading.com Review 2025

Trust

Trading.com Regulations

In our reviews, we examine the licenses and regulations of each entity operated by a broker, allowing us to compare their different levels of protection. We rank licenses by various regulatory bodies on a three-tier system, where Tier-1 licensing indicates the highest level of regulation.

This is what I discovered about the four entities operating under the Trading.com trade name:

• Trading.com Markets EU Limited is licensed and regulated by the Cyprus Securities and Exchange Commission (CySEC) under license number 256/14. We rate CySEC as a Tier-1 regulator.
• Trading Point of Financial Instruments UK Limited is licensed and regulated by the Financial Conduct Authority (FCA) of the United Kingdom under license number 705428. We rate the FCA as a Tier-1 regulator.
• Trading.com Markets PTY Ltd is licensed and regulated by the Australian Securities and Investment Commission (ASIC) under license number 443670. We rate ASIC as a Tier-1 regulator.
• Trading.com Markets Inc. is licensed and regulated by the Commodities Futures Trading Commission (CFTC) of the US as a retail foreign exchange dealer. The entity is also a member of the National Futures Association (NFA), with license number 0516820. We rate the CFTC and NFA as Tier-1 regulators.

Understanding the Regulatory Protections of Your Account

Brokers operate multiple entities globally, but regulatory protections vary. Some regulators enforce stricter financial standards than others, so traders should understand the safety measures of the entity with which they choose to open an account.

Here is what you need to be looking for in a broker in terms of safety mechanisms:

• Segregation of Client Funds: Keeping client funds in segregated bank accounts from the ones used for the broker’s corporate capital negates the risk of accounting errors. All Trading.com entities guarantee the segregation of client funds from the company’s corporate capital.
• Negative Balance Protection: This safety mechanism removes the risk of trading losses exceeding the account balance. In other words, the losses you incur from trading are capped at the amount you have put in your trading account. All Trading.com entities ensure negative balance protection, except for Trading.com Markets Inc.
• Compensation Scheme: A compensation scheme protects traders against the broker’s liabilities if the company becomes insolvent. Clients of Trading.com Markets EU Limited are protected by up to EUR 20,000 under the Investor Compensation Fund (ICF). Clients of Trading Point of Financial Instruments UK Limited are protected by up to GBP 85,000 under the Financial Services Compensation Scheme (FSCS).
• Maximum Leverage: Capping the maximum leverage restricts the extent of market exposure to retail traders. The higher the leverage, the higher the potential profits and potential losses. Clients from Europe, the UK, and Australia have access to up to 1:30 leverage, while US clients can trade with leverage of up to 1:50.

Stability and Transparency

In our Trust category assessments, we evaluate factors tied to stability and transparency, including the broker’s longevity, company size, and information transparency.

Despite Trading.com launched only recently in 2019, in just six years it has built a reputation as a reliable and rapidly growing broker. According to its LinkedIn page, the company now employs over 70 people, reflecting its steady expansion and industry presence.

I reviewed Trading.com’s legal documents, including the client agreement, execution policy, and risk disclosure, and found them to be clear, transparent, and easy to understand. All key information regarding the broker’s services and client protections is well-documented and presented without bias, making it accessible even to less experienced traders.

Is Trading.com Safe to Trade With?

I determined that Trading.com has a high level of safety due to the following factors:

• Tightly regulated by four top-tier institutions
• Keeps client funds segregated
• Guarantees negative balance protection (except for US entity)
• Operates on a best execution basis

Fees

Trading.com Trading Fees

Trading.com Spreads

I tested Trading.com’s spreads on 16 April 2025 during the London and New York opens. The results are shown in the table below:

My findings indicate that Trading.com charges low-to-average spreads on commodities, average spreads on currency pairs and indices, average-to-high spreads on share CFDs, and high spreads on cryptocurrencies. The most competitive in my test was the gold spread.

Trading.com Swaps

A swap fee is a trader’s cost for holding an open position overnight because of changing interest rates. Swap long refers to the charge deductible or credit receivable for holding a buy position open overnight. In turn, swap short relates to the charges/credits deductible or receivable for holding a selling position open overnight.

The values listed below are for one full base currency contract (100,000 units).

According to my research, Trading.com’s swaps meet the industry average. However, overnight charges are prone to change over time.

Trading.com Non-Trading Fees

Trading.com does not impose a handling fee for deposits or withdrawals, though third-party processing fees may apply.

The broker charges dormant accounts with an inactivity fee equal to 10 base currency units after 12 months of inactivity. The fee is applied monthly until account activity resumes or the balance drops to zero.

Are Trading.com’s Fees Competitive?

I consider Trading.com’s overall fee structure to be competitive. While spreads and swaps are mostly average, they’re balanced by the absence of trading commissions. A standout advantage is that Trading.com doesn’t charge a currency conversion fee, even when trading assets denominated in a currency different from your account’s base currency—a rare and trader-friendly perk.

There are no fees for deposits and withdrawals, and the inactivity fee is applied only after the account is dormant for 12 months.

Platforms and Tools

Trading.com WebTrader

I tested Trading.com’s flagship web trader and found it easy to navigate thanks to its intuitive design. The platform is quite versatile and enhanced by TradingView’s powerful charting capabilities. It supports one-click trading, the setting of trading alerts, and more. It’s also integrated with Trading.com market research and has two-factor authentication.

The Trading.com platform is a great fit for technical traders looking to scoop the next best trading opportunity by conducting probing technical analysis. Users can also easily switch between one-click and two-click trading modes, catering to scalpers and more conservative traders alike.

Trading.com WebTrader Features

The platform is available on all major browsers and in six languages: English, French, German, Italian, Polish, and Spanish.

The features include:

• Alerts-Setting Option: Traders can set alerts for when the price of a given instrument falls/rises to a predetermined level, which could potentially signal a viable entry opportunity.
• Watchlist Customization: Traders can populate watchlists with their favorite instruments and track market changes more easily.
• One-click Trading: This feature enables instant market entries at the spot price and is invaluable for high-precision traders, such as scalpers.
• Trading from the Chart: Traders can place conventional trading orders directly from the chart, specifying the entry price, volume level, stop and take-profit levels, and more.
• Market Research: The platform is also integrated with a news screener powered by Trading.com. It helps traders stay on top of the latest market developments and take advantage of currently evolving trading opportunities.

Charts

The charts are undoubtedly the best feature of Trading.com’s platform. They are fluid and easily scalable, with price action represented clearly and in great detail. This allows technical traders to spot emerging trading setups quickly and easily. Moreover, unlike older platforms like MetaTrader, these wide charts are not cluttered when adding more than one indicator or drawing tool.

I have broken down the available analytical tools and chart configurations below:

• 91 technical indicators: This includes trend-based and volume-based indicators and oscillators to analyze price action and assess market sentiment, helping predict market movements.
• 75 drawing tools: Tools like Fibonacci retracement levels and Elliott waves help identify price patterns, support/resistance levels, and breakout points.
• 9 timeframes: For multi-timeframe analysis, enabling detailed price action analysis.
• 16 chart types: Price action can be displayed as line, bars, or candlesticks, offering diverse perspectives on trading opportunities.

In my opinion, the chart screen is one of the most crucial features of a trading platform. It equips traders with essential tools and configurations to analyze price action and spot trading opportunities. Just as important is the ability to easily scale price action, allowing for a clearer and more detailed view of market movements.

Orders

Trading.com’s web trader supports one- and two-click trading, spot trading, and pending orders. I have broken down the available order types on the platform below:

• Market Orders: Used for immediate entry at the best available price. They guarantee volume filling, though the entry price may differ from the requested price.
• Limit Orders: Guarantee exact price entries but won’t be filled if the price doesn’t reach the trigger level.
• Stop Orders: They are used to support open positions by limiting the maximum loss that can be incurred if the market turns in the opposite direction. A stop-loss order is placed at a fixed price below or above the spot price. If the market does indeed turn and triggers the stop-loss, it will transform into a market order and get filled at the best possible price.

Trading.com WebTrader: My Key Takeaways

Trading.com’s platform is a great fit for day traders, scalpers, and experienced chart artists. Its user-friendly interface makes it extremely easy to navigate, while its high-definition charts accommodate probing technical analyses. The platform is also integrated with regularly updated market research so that users can stay on top of the latest market trends.

Trading.com Mobile App

Trading.com’s mobile app retains the practicality of its web counterpart. It is available on iOS and Android, and enables quick and easy access to the market on the go. The app is handy for opening, terminating, and adjusting open positions.

There is an integrated market research, which includes an economic calendar, news screener, and economic sentiment. The app also features biometric login and direct customer support. You can use the app to place market, limit, and stop orders, and to adjust the exposure of your open trades.

Trading.com App: My Key Takeaways

The Trading.com app is extremely user-friendly and features layered security. It is integrated with Trading.com’s robust market research and allows easy order execution and account management. The charts are fluid and expressive. The app also enables one-tap trading and allows for direct communication with Trading.com’s customer support.

Trading.com Execution Model

Trading.com operates as a market maker without a dealing desk, enabling it to facilitate fast order execution. Client orders are filled internally by the broker who serves as principal. Essentially, Trading.com creates liquidity by trading against its clients (selling to buyers and buying from sellers).

Tradable Instruments

Trading.com offers an average number of currency pairs and a high number of commodities, share CFDs, indices, and cryptocurrencies compared to the industry average.

What Are CFDs?

Contracts for difference (CFDs) are derivatives that speculate on the underlying asset’s price without physical ownership.

For example, a long position on gold would generate profit as the price rises or incur a loss as it falls, all without the need to purchase actual gold bars.

One of the biggest advantages of trading CFDs is that traders can get in and out of the market almost instantaneously, thereby catching even minute changes in the price of the derivative.

What CFDs Can You Trade With Trading.com?

Trading.com Instruments: My Key Takeaways

Trading.com’s instrument offering is wide and diverse, including a variety of high-yield/risk assets like cryptocurrencies and indices. I particularly appreciated the large number of cryptocurrencies, with many of those assets available in multiple fiat currencies—EUR, USD, and GBP.

The broker also provides a fair amount of futures contracts for longer-term trading. However, my one gripe is a lack of sufficient lower-risk securities, such as ETFs or bonds, for more cautious traders.

Customer Support

Customer Support Channels

Customer Support Test

When we test a broker’s customer support, we evaluate the agent’s knowledge of their own website, how long it takes them to respond to questions, and how detailed their answers are.

I conducted my test on 18 April at around 17:13 CET via live chat. Initially, I had to provide my name and email address, and navigate a chatbot.

I asked a series of questions about Trading.com’s services, including its margin policy, deposit and withdrawal fees, trading commissions, and more. I received instant, well-informed answers that were written in an easy-to-understand way.

One drawback is that help is currently only available in English.

Deposit and Withdrawal

Trading.com Deposits

Trading.com Withdrawals

Account Types and Terms

Trading.com Account Opening Process

To open an account with Trading.com, follow these easy steps:

1. Click ‘Open Account’ at the top of the main page.
2. State your country of residence and legal name.
3. Provide your email address and choose a platform.
4. Agree to Trading.com’s Terms and Conditions.
5. Choose between opening a demo or a real account.
6. Confirm your email address.
7. Provide the rest of your personal details.
8. Elaborate on your trading and financial background.
9. Verify your number and choose a base currency.
10. Choose a password.
11. Upload proof of ID and proof of address to verify your account.

Trading.com Account Types

Trading.com’s universal trading account is quite affordable and features a standard pricing mechanism. There are six base currencies and no conversion fees.

I appreciated Trading.com’s onboarding process for its tight and robust client categorization framework. Prospect traders are informed of the many risks associated with trading CFDs, are asked whether they can afford to incur significant losses, and are finally asked several questions to assess their overall knowledge.

Demo Accounts

Trading.com offers a demo account that introduces traders to the broker’s services and allows them to tweak their strategies in a risk-free environment. The market is continually evolving and never static, so it is important to hone your skills in a safe environment. You can set up a demo account for yourself prior to or alongside your live CFD account.

Islamic Accounts

Trading.com does not offer Islamic accounts for swap-free trading at the present moment.

What is CFD Leverage?

Leverage determines a trader’s overall market exposure. When trading Contracts for Difference (CFDs), positions can be opened for a fraction of their value because of leverage. Essentially, the broker lends the trader money so that they can open bigger positions. Leverage multiplies the profits a trader generates from winning positions, but also the losses incurred from failed trades.

Maximum Leverage By Asset Class

In the table below, I have listed the maximum retail leverage available with Trading.com for instruments from different asset classes:

Trading.com Restricted Countries

Trading.com Markets EU Ltd provides investment and ancillary services to residents of the European Economic Area (EEA). It does not accept as clients residents of any other jurisdiction where trading may be prohibited by law.

Research

Research Tools

Trading.com’s economic calendar informs traders of upcoming market releases that can potentially create viable trading opportunities. It also has a frequently updated news screener that informs readers of how such economic releases went down and what the initial market reaction was.

Additionally, the broker publishes more comprehensive market breakdowns, touching upon the fundamental and economic aspects and providing the reader with a broader understanding of the market’s behaviour.

Trading.com Research: My Key Takeaways

Trading.com’s market research is quite robust, offering traders a deep and well-informed overview of major economic trends and current financial market developments. For a more layered and nuanced perspective, the broker incorporates Trading Central content.

Education

Trading.com offers 52 written articles and 13 educational videos, which are available for free on the website. These materials are easy to grasp even by inexperienced traders and cover topics related to technical analysis, fundamental analysis, trading psychology, and risk management.

The Bottom Line

Established in 2019 and headquartered in New York, Trading.com is a financial derivatives broker regulated by CySEC, ASIC, FCA, and the NFA, adhering to some of the strictest safety standards in the industry.

Clients can access over 1,400 tradable instruments across various markets. The broker stands out with its versatile trading platform and mobile app, offering advanced charting tools and built-in market research, along with support for MetaTrader 5.

Fees are fair and competitive, and the broker’s educational and research content is clear and informative. However, it does lack a raw spread account and doesn’t currently offer third-party research tools.

I consider Trading.com a strong option for day traders, swing traders, and anyone looking for a secure and well-regulated broker, backed by user-friendly tools and a broad range of markets.

FAQ