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LOB

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Live Oak Bancshares, Inc.

41.16
USD
Sponsored
+1.20
+3.01%
Feb 02, 16:00 UTC -5
Closed
exchange

After-Market

41.14

-0.02
-0.06%

LOB Earnings Reports

Positive Surprise Ratio

LOB beat 25 of 40 last estimates.

63%

Next Report

Date of Next Report
Apr 21, 2026
Estimate for Q1 26 (Revenue/ EPS)
$144.15M
/
$0.53
Implied change from Q4 25 (Revenue/ EPS)
-16.63%
/
-44.21%
Implied change from Q1 25 (Revenue/ EPS)
+14.31%
/
+152.38%

Live Oak Bancshares, Inc. earnings per share and revenue

On Jan 21, 2026, LOB reported earnings of 0.95 USD per share (EPS) for Q4 25, missing the estimate of 0.96 USD, resulting in a -1.34% surprise. Revenue reached 172.91 million, compared to an expected 146.14 million, with a 18.32% difference. The market reacted with a +4.51% price change (close before vs. close after earnings).
Looking ahead to Q1 26, 6 analysts forecast an EPS of 0.53 USD, with revenue projected to reach 144.15 million USD, implying an decrease of -44.21% EPS, and decrease of -16.63% in Revenue from the last quarter.

Industry Peers’ Earnings

Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.

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Origin Bancorp, Inc.
Report Date
Jan 28, 2026 For Q4 25
Estimate
$0.86
Actual
$0.95
Surprise
+10.17%
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Capital City Bank Group Inc
Report Date
Jan 27, 2026 For Q4 25
Estimate
$0.90
Actual
$0.80
Surprise
-11.54%
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Colony Bankcorp Inc.
Report Date
Jan 28, 2026 For Q4 25
Estimate
$0.36
Actual
$0.48
Surprise
+30.72%
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First Community Corp
Report Date
Jan 28, 2026 For Q4 25
Estimate
$0.69
Actual
$0.69
Surprise
-0.52%
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Flagstar Bank, National Association
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.02
Actual
$0.06
Surprise
+176.50%
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Ameris Bancorp
Report Date
Jan 29, 2026 For Q4 25
Estimate
$1.60
Actual
$1.59
Surprise
-0.93%
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WesBanco Inc
Report Date
Jan 27, 2026 For Q4 25
Estimate
$0.86
Actual
$0.84
Surprise
-3.11%
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Mechanics Bancorp Class A Common Stock
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.26
Actual
$0.56
Surprise
+111.16%
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Seacoast Banking Corp of Florida
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.49
Actual
$0.44
Surprise
-11.34%
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Trustmark Corp
Report Date
Jan 27, 2026 For Q4 25
Estimate
$0.93
Actual
$0.97
Surprise
+4.23%
FAQ
For Q4 2025, Live Oak Bancshares, Inc. reported EPS of $0.95, missing estimates by -1.34%, and revenue of $172.91M, 18.32% above expectations.
The stock price moved up 4.51%, changed from $39.00 before the earnings release to $40.76 the day after.
The next earning report is scheduled for Apr 21, 2026.
Based on 6 analysts, Live Oak Bancshares, Inc. is expected to report EPS of $0.53 and revenue of $144.15M for Q1 2026.
Check FXEmpire's Earnings Calendar for today's list of reporting companies.
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