XRP News Today: Ripple Scores BBB Rating But Price Risks 40% Drop

Ripple is stacking institutional wins even as XRP’s (XRP) chart stays under pressure, with Kroll assigning Ripple Prime an investment-grade BBB rating,

Ripple Treasury is rolling out native XRP and RLUSD support, and a new Bitrue report showing holder growth rising despite a sharp drop in XRPL activity, all while technicals still warn of a possible 40% price decline.

Let’s expand these XRP news stories in detail as follows.

Kroll Assigns Investment-Grade BBB Rating to Ripple Prime

Kroll Bond Rating Agency has assigned Ripple Prime a BBB issuer rating, giving the Ripple-owned prime brokerage its first investment-grade credit rating.

The rating covers Ripple Prime CIV US BD HoldCo LLC and Hidden Road Partners CIV US LLC, the main operating unit of Ripple Prime US.

Clear validation of @Ripple Prime’s strength, reliability and tech with today’s investment grade issuer rating from Kroll. Momentum builds when markets recognize these things. https://t.co/WjGi14OuaZ

— Brad Garlinghouse (@bgarlinghouse) April 2, 2026

KBRA cited Ripple’s capital backing, Ripple Prime’s rapid growth, strong execution across prime brokerage services, and its regulated status as key reasons for the rating.

Ripple Prime clears more than $3 trillion annually, serves over 300 institutional clients, and offers services across digital assets, FX, repo, and derivatives.

The rating is notable because it could help Ripple Prime attract more risk-sensitive institutional clients that prefer or require investment-grade counterparties. KBRA, however, also flagged risks tied to digital asset exposure and reliance on Ripple’s balance sheet.

Ripple Treasury Unveils Native Digital Asset Capabilities

Ripple has launched Digital Asset Accounts and Unified Treasury in its Ripple Treasury platform, adding native support for XRP, RLUSD, and fiat cash inside a single enterprise treasury system.

The update lets CFOs and treasury teams manage digital assets and traditional cash from one dashboard, removing the need for separate wallets, third-party custody tools, and manual reconciliation.

The rollout follows Ripple’s $1 billion acquisition of GTreasury in October 2025. Ripple says the platform handled about $13 trillion in payments volume last year, though none of it was settled using crypto or stablecoins at the time.

Ripple says the broader goal is to help enterprises manage hybrid liquidity more efficiently as digital assets become more relevant in corporate finance. Future upgrades are expected to include connections to Ripple’s payments network, stablecoin-based yield on idle cash, and deeper integration with Ripple Prime.

The announcement matters because it brings digital assets closer to standard treasury operations, potentially giving XRP and RLUSD a more direct role in corporate payments and liquidity management.

XRPL Activity Crashes 93%, but Holder Growth Surges 49%

XRPL is flashing a sharp divergence, according to a Bitrue Research Team report.

The report says XRPL’s RWA transfer volume has fallen 93% from its June 2025 peak to about $10.33 million, while holder growth has risen 49.32% to 52,790 users. That split suggests institutional activity may be cooling even as retail or long-term users continue accumulating.

🚀 #Bitrue just launched a new research report on #XRP ecosystem in 2026, focusing on the recent XRPFi boom with DeFi and yield layers for #XRP holders

Here’s a quick breakdown based on our research:
⭐️$FLR dominates: Volume, ease, one-click access (132M+ FXRP, $193– 200M TVL)… https://t.co/BxRvj0hzYK pic.twitter.com/kyZCJgiGYs

— Bitrue (@BitrueOfficial) April 2, 2026

Bitrue says the trend could resemble earlier bottoming phases for XRPL. It also points to broader ecosystem strength, including $404.44 million in distributed RWA value, $305.4 million in RLUSD supply, and $210.15 million in FAssets TVL.

The bigger takeaway: XRPL usage has dropped sharply, but user growth and ecosystem metrics suggest XRP may be in a reset phase rather than a full breakdown.

XRP Technical Analysis: Price May Fall 40% in 2026

XRP’s weekly chart is flashing fresh downside risk as price compresses inside a falling wedge while leaning toward a long-term ascending trendline support breakdown.

The token is trading near $1.31, below its 50-week simple moving average around $2.25, while momentum remains weak with RSI near 32. If XRP loses the multi-year trendline support, the setup points to a deeper correction toward the $0.743 area, marked as the next major downside target on the chart.

That would imply a drop of roughly 40% from current levels. The bearish scenario would weaken only if XRP reclaims wedge resistance and closes back above key moving averages.