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United States Consumer Credit

Last Release
Oct 31, 2025
Actual
9.18
Units In
USD Billion
Previous
13.09
Frequency
Monthly
Next Release
Jan 08, 2026
Time to Release
1 Months 1 Days 22 Hours
Highest
Lowest
Average
Date Range
Source
115.58
Dec 2010
-111.62
Dec 2015
5.22 USD Billion1943-2025Federal Reserve
In the United States, Consumer Credit refers to outstanding credit flows extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate.

Latest Updates

Total US consumer credit rose by $9.18 billion in October 2025, following an upwardly revised $11.01 billion gain in September and bellow market expectations of a $10.5 billion increase. It is equivalent to an increase of 2.2% at an annual rate. Revolving credit increased at an annual rate of 4.9% or $5.41 billion, following a $4.30 billion increase in September. Nonrevolving credit which includes auto and student loans went up 1.2% or $3.77 billion, following a $6.70 billion gain in the previous month.

United States Consumer Credit History

Last 12 readings

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