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United States Consumer Credit
Last Release
Jul 31, 2025
Actual
16.01
Units In
USD Billion
Previous
7.37
Frequency
Monthly
Next Release
Oct 07, 2025
Time to Release
27 Days 19 Hours
Highest | Lowest | Average | Date Range | Source |
115.58 Dec 2010 | -111.62 Dec 2015 | 5.22 USD Billion | 1943-2025 | Federal Reserve |
In the United States, Consumer Credit refers to outstanding credit flows extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate.
Latest Updates
Total US consumer credit increase by $16.01 billion in July 2025, up from a revised $9.61 billion rise in the previous month and well above market expectations of a $10.1 billion gain. Revolving credit grew at an annual rate of 9.7%, while nonrevolving credit advanced at a 1.8% pace. Overall, consumer credit expanded at a seasonally adjusted annual rate of 3.8% in July.
United States Consumer Credit History
Last 12 readings
