XRP (XRP) rose modestly during the Asian trading session on Monday, evading a selloff in global equities. However, prevailing macro conditions tied to the US–Iran war cast doubts on its ability to continue rallying in the coming days.
XRP is facing renewed macro pressure as markets scale back expectations for Federal Reserve rate cuts and brace for a higher-for-longer policy outlook.
The shift follows a sharp rise in oil prices, which has revived inflation fears and pushed Treasury yields higher. That combination typically hurts risk assets like XRP by tightening financial conditions and reducing investor appetite for speculative trades.
In this environment, weak growth is no longer enough to trigger bullish rate-cut hopes if inflation stays elevated. Unless macro conditions improve, XRP and the broader crypto market may remain vulnerable as traders reprice the impact of stubborn inflation and tighter monetary policy.
The XRP Coinbase Premium (price on Coinbase versus Binance) flipped negative over the weekend, reaching approximately -0.0364.
It was positive (around +0.04 to +0.05) from March 10 to March 22, but declined into the negative zone on March 23.
A negative Coinbase Premium typically signals weaker demand from the US. institutional investors. It could also mean relatively stronger buying or liquidity from retail/international traders on Binance.
While the premium indicator points to short-term softening in US spot demand, broader institutional interest remains positive.
A recent Coinbase/EY-Parthenon survey shows 25% of institutions plan to add or increase XRP exposure in 2026 (up from earlier readings), with 18% already holding it.
In comparison, over 90% of institutions planned to add Bitcoin (BTC) and Ethereum’s native token, Ether (ETH).
Ripple CEO Brad Garlinghouse warned against the weaponization of crypto policy during an interview on Fox Business.
Great to join @FIIKSA and @MariaBartiromo this week to discuss the crypto landscape.
We’ve seen a shift in the perception of the industry from “rat poison” → “pet rock” → rewiring the financial system. Fast forward to today and some of the biggest companies around the world… https://t.co/dh8N0aLkwR
— Brad Garlinghouse (@bgarlinghouse) March 29, 2026
While praising the recent SEC/CFTC framework that classified assets like XRP as commodities, Garlinghouse stressed it must be codified into law to prevent future regulators from reversing course for political reasons.
“We can’t have another Gary Gensler moment where they try to weaponize policy in a way that is about politics, not what’s good for the United States,” he said.
Garlinghouse urged lawmakers to pass the CLARITY Act soon, noting negotiations have been “not pretty” but expressing confidence it will provide long-term regulatory certainty for stablecoins and digital assets.
Cardano founder Charles Hoskinson accused XRP holders of struggling with “critical thinking” amid backlash over his criticism of Ripple CEO Brad Garlinghouse and the proposed US Clarity Act.
🚨BREAKING: Cardano Founder Says XRP Holders “Have Trouble Critical Thinking” — Ripple Had “UNLIMITED MONEY” During SEC Fight 🤯🔥@Cardano founder @IOHK_Charles fired back HARD after getting ATTACKED by the $XRP community. 👀
Hoskinson says $XRP holders are twisting his… https://t.co/hHzk9noeyu pic.twitter.com/KJ3K4GeFUq
— Diana (@InvestWithD) March 28, 2026
In a response on March 28, Hoskinson defended his stance, claiming he supported Ripple during its SEC lawsuit but argued the company never fought from the same position as the rest of the industry.
He pointed to Ripple’s large pre-mine, which he said gave the organization “unlimited money” to litigate indefinitely without needing broader community support.
Hoskinson accused the XRP community of twisting his policy critique of the proposed CLARITY Act — which he called a “horrific trash bill” — into a personal attack.
XRP remains trapped inside a descending channel on the 4-hour chart, signaling a bearish continuation setup.
Price is trading below its key short-term moving averages, while the channel’s lower boundary points to a potential drop toward $1.25. A breakdown below nearby support could accelerate selling pressure in the sessions ahead.
The token has been making higher lows and higher highs since its February bottom, but the narrowing structure suggests buyers’ strength is waning. Price is also struggling to stay above the 50-day EMA near $1.46, keeping broader downside pressure intact.
If the wedge confirms with a clean breakdown, XRP could slide toward the $1.25 support area first, with a deeper downside target near $1.15 based on the projected move.
Yashu Gola is a crypto journalist and analyst with expertise in digital assets, blockchain, and macroeconomics. He provides in-depth market analysis, technical chart patterns, and insights on global economic impacts. His work bridges traditional finance and crypto, offering actionable advice and educational content. Passionate about blockchain's role in finance, he studies behavioral finance to predict memecoin trends.