XRP News Today: Trump’s Hormuz Insurance Move Fuel Crypto Rebound

XRP (XRP) has risen by over 5.50% in the past 24 hours amid a broader recovery in the crypto market, led by Bitcoin’s retaking of the $72,000 resistance area.

The Ripple-associated token almost reached $1.50 before paring modestly during the Thursday session. At the core of this recovery was President Donald Trump’s backstop insurance for energy shipments passing through the Strait of Hormuz.

Other major XRP news stories propelled the prices upward, including Ripple’s stablecoin expansion announcement to the banking and fintech sectors and its claims of processing over $100 billion worth of stablecoin volumes so far.

Below, we expand these XRP news coverages in detail, while discussing where the token’s price is heading next.

Trump Promises Insurance For Energy Shipments

The Trump administration said the US would provide insurance backstops for commercial energy shipments moving through the Strait of Hormuz and that the US Navy could escort tankers if needed, as the Iran conflict disrupted traffic through the key chokepoint.

Their announcement came as war-risk insurance markets tightened: insurers moved to cancel or restrict cover, and premiums surged amid vessel attacks and security warnings in the Gulf, raising freight and insurance costs for shippers.

Investors have been watching oil closely because Hormuz handles around a fifth of global oil flows, and any sustained disruption can push crude higher and feed inflation concerns that influence rate expectations across risk assets, including cryptocurrencies like XRP.

Ripple Touts “$100B+ Processed” in Stablecoin Infrastructure Pitch

Ripple claimed that its payments network has processed more than $100 billion in volume, a milestone Ripple is using to argue the platform has moved beyond pilots and into real production usage.

Ripple is increasingly selling the platform—custody, liquidity management and payout orchestration—rather than just a single rail, with stablecoins presented as a core settlement mechanism for some corridors.

To XRP watchers, it means more adoption of the token in the coming months.

They said it was a “test.” They said banks would never use it. Today, the data silenced the doubters. #XRP🏛️🤫

The news that defined a decade hit the wire:

1️⃣ The $100 Billion Club: Ripple Payments has officially processed over $100,000,000,000 in total volume. This isn’t just… pic.twitter.com/XRbKGbZizd

— crypto in focus (@crypto_in_focus) March 4, 2026

XRP ETFs Attracts $4.19 Million in a Day

XRP spot ETF flows stayed modestly positive, with daily net inflows of about $4.19 million pushing total net assets to roughly $1.08 billion, according to data resource SoSoValue.

The chart shows AUM peaked in early January near $1.50 billion, then slid through late January/early February, when several large red outflow days occurred.

Since then, flows have mostly flattened into small, mixed prints, suggesting demand is stabilising rather than accelerating.

XRP Exchange Outflows Jump To Highest Since November

XRP withdrawals from centralized exchanges rose sharply in February, with total monthly outflows reaching about 7.03 billion XRP, the highest level since November, according to exchange flow data shared by CryptoQuant.

Binance accounted for the largest share, logging roughly 3.38 billion XRP in outflows, well ahead of rivals, indicating heavier user activity on the top venue by liquidity and activity.

Bybit followed with around 770 million XRP withdrawn, while OKX saw about 395 million XRP leave the platform.

Rising outflows typically indicate tokens moving off exchanges into private wallets or other off-exchange destinations.

XRP Bear Pennant Remains Intact Despite Bounce

XRP’s rebound toward $1.42–$1.43 has not broken the broader bear pennant structure on the daily chart.

Price is still compressing inside a tight, downward-sloping consolidation after February’s sharp selloff, with sellers continuing to cap upside near the pennant’s upper trendline.

XRP also remains below key moving averages, around the 50-day EMA (~$1.57) and 200-day EMA (~$2.03), keeping the setup skewed lower. A confirmed breakdown keeps $0.86 in focus as the measured-move target.