T4Trade Review 2025

Trust

T4Trade Regulations

In our reviews, we examine the licenses and regulations of each entity operated by a broker, allowing us to compare their different levels of protection. We rank licenses by various regulatory bodies on a three-tier system, where Tier-1 licensing indicates the highest level of regulation.

This is what I discovered about the single entity operating under the T4Trade trade name:

• Tradeco Limited is licensed and regulated by the Financial Services Authority (FSA) of Seychelles under license number SD029. We rate the FSA as a Tier-3 regulator.

Understanding the Regulatory Protections of Your Account

Brokers operate multiple entities globally, but regulatory protections vary. Some regulators enforce stricter financial standards than others, so traders should understand the safety measures of the entity they choose to open an account with.

Here is what you need to be looking for in a broker in terms of safety mechanisms:

• Segregation of Client Funds: Keeping client funds in segregated bank accounts from the ones used for the broker’s corporate capital negates the risk of accounting errors. Client funds are kept in segregated accounts with T4Trade.
• Negative Balance Protection: This safety mechanism removes the risk of trading losses exceeding the account balance. In other words, the losses you incur from trading are capped at the amount you have put in your trading account. T4Trade provides negative balance protection.
• Compensation Scheme: A compensation scheme protects traders against the broker’s liabilities if the company becomes insolvent. T4Trade clients are not protected under a compensation scheme.
• Maximum Leverage: Capping the maximum leverage restricts the extent of market exposure to retail traders. The higher the leverage, the higher the potential profits and potential losses. The maximum retail leverage with T4Trade is 1:1000.

Stability and Transparency

In our Trust category assessments, we evaluate factors tied to stability and transparency, including the broker’s longevity, company size, and information transparency.

I reviewed T4Trade’s legal documents and found everything to be in order. The Client Agreement is readily available, and all relevant information is presented clearly. I also checked T4Trade’s Order Execution Policy and discovered that the broker operates on a best-execution basis, whereby the broker is required to provide the most favorable quotes under the prevalent market conditions.

I also appreciated the broker’s phishing notice, which clearly outlines what clients can expect in terms of official communication.

Is T4Trade Safe to Trade With?

Although T4Trade operates under a single entity, which impacted its Trust score, I found it to be sufficiently safe for trading based on the following factors:

• Is licensed and regulated by the FSA Seychelles
• Keeps client funds in segregated accounts
• Ensures negative balance protection
• Operates on a best execution basis

Fees

T4Trade Trading Fees

T4Trade Spreads

I tested T4Trade’s spreads on 7 February 2025 during the London and New York opens. The results are shown in the table below:

Broken by asset class and compared to the industry average, T4Trade charges low spreads on cryptocurrencies, low-to-average spreads on share CFDs, average-to-high spreads on commodities and indices, and high spreads on currency pairs.

T4Markets Swaps

A swap fee is a trader’s cost for holding an open position overnight because of changing interest rates. Swap long refers to the charge deductible or credit receivable for holding a buy position open overnight. In turn, swap short relates to the charges/credits deductible or receivable for holding a selling position open overnight.

The values listed below are for one full base currency contract (100,000 units).

My live testing indicates that T4Trade’s swaps are average to high compared to the industry benchmark. However, swap rates fluctuate over time.

T4Trade Non-Trading Fees

T4Trade does not impose a handling fee for deposits or withdrawals, though third-party banking fees may apply.

After 12 calendar months of account inactivity, the broker charges a yearly inactivity fee of $50.

Are T4Trade’s Fees Competitive?

Although I recorded extremely favorable spreads on Bitcoin, T4Trade’s spreads on other popular instruments exceeded the industry average during my tests. To balance this, the broker charges a low inactivity fee and does not impose fees on deposits or withdrawals.

Platforms and Tools

T4Trade MT4 Desktop

I tested the desktop version of the MetaTrader 4 platform, which features multiple essential tools, such as one-click trading, an alarm setting option, and a market depth tool. These allow traders to examine various market developments from different angles and exploit the underlying trading opportunities in multiple ways.

In my opinion, MT4 is best suited for automated trading via Expert Advisors (EAs). The platform also has an intuitive strategy tester, allowing experienced algo traders to tweak the parameters of their strategies so that they can be used under different market conditions.

General Ease of Use

T4Trade’s MT4 platform is available on Windows and Mac and supports 52 languages, including English, French, Spanish, German, Arabic, Chinese, and more.

In addition to the above-mentioned depth of markets tool, MT4 also features:

• Alerts-Setting Option: Traders can set alerts for when the price of a given instrument falls/rises to a predetermined level, which could potentially signal a viable entry opportunity.
• Watchlist Customization: Traders can populate watchlists with their favorite instruments and track market changes more easily.
• One-click Trading: This feature enables instant market entries at the spot price and is invaluable for high-precision traders, such as scalpers.
• Trading from the Chart: Traders can place conventional trading orders directly from the chart, specifying the entry price, volume level, stop and take-profit levels, and more.

Charts

As shown above, a common issue with MetaTrader is that charts can quickly become cluttered, even with just two indicators. This can obscure price action examination and make it harder to perform detailed technical analysis.

I have broken down the available analytical tools and chart configurations below:

• 30 technical indicators: This includes trend-based and volume-based indicators and oscillators to analyze price action and assess market sentiment, helping predict market movements.
• 24 drawing tools: Tools like Fibonacci retracement levels and Elliott waves help identify price patterns, support/resistance levels, and breakout points. However, MT5’s design can make price action harder to interpret.
• 9 timeframes: For multi-timeframe analysis, enabling detailed price action analysis.
• 3 chart types: Price action can be displayed as line, bars, or candlesticks, offering diverse perspectives on trading opportunities.

The chart screen is undeniably one of the most crucial features of a trading platform. It equips traders with essential tools and configurations to analyze price action and spot trading opportunities. Just as important is the ability to easily scale price action, allowing for a clearer and more detailed view of market movements.

Orders

MetaTrader 4 features three types of order execution: market, pending, and one-click trading, which allows for immediate entries at the spot price.

I have broken down the available order types on the MetaTrader 4 platform below:

• Market Orders: Used for immediate entry at the best available price. They guarantee volume filling, though the entry price may differ from the requested price.
• Limit Orders: Guarantee exact price entries but won’t be filled if the price doesn’t reach the trigger level.
• Stop Orders: They are used to support open positions by limiting the maximum loss that can be incurred if the market turns in the opposite direction. A stop-loss order is placed at a fixed price below or above the spot price. If the market does indeed turn and triggers the stop-loss, it will transform into a market order and get filled at the best possible price.

MT4 Desktop: My Key Takeaways

MetaTrader 4 is a good option for fast and simple order execution. However, its dated and rugged design is inferior to newer and sleeker platforms. As a trader who prioritizes flexible charts that are easily scalable, I find MT4’s charting capability too rigid and less effective.

T4Trade MT4 Mobile

The MT4 mobile app is available on iOS and Android, enabling quick and easy access to the market on the go. It is very useful for opening, terminating, and adjusting open positions.

The market is continually evolving, marked by periodic surges and declines in volatility. For this reason, staying on top of the latest market developments is crucial, a task made simpler through the mobile app version of MT4.

You can also use the app to place market, limit, and stop orders, as well as to adjust the exposure of your open trades.

MT4 App: My Key Takeaways

The MetaTrader app stands out for its convenience, making it an essential tool for adjusting trades, especially during periods of heightened volatility. However, I consider it cumbersome and not the best choice for analyzing price action.

T4Trade Execution Model

T4Trade operates as a Straight-Through Processing (STP) broker without a dealing desk. Client orders are routed to the broker’s pool of liquidity providers, where they are filled at the best possible price.

Tradable Instruments

Broken by asset class and compared to the industry average, T4Trade offers an average number of share CFDs and a high number of currency pairs, commodities, indices, and cryptocurrencies.

What Are CFDs?

Contracts for Difference (CFDs) are financial derivative instruments that allow traders to speculate on the price movements of an asset without owning the asset itself.

For instance, taking a long position in gold would result in a profit for the trader if the price goes up or, respectively, a loss if the price goes down. The opposite would be true for a short position in gold.

A key advantage of trading CFDs is the ability to enter and exit the market almost instantly, enabling traders to capitalize on even minor price fluctuations in the derivative.

What CFDs Can You Trade With T4Trade?

T4Trade Instruments: My Key Takeaways

I appreciated T4Trade’s extensive range of currency pairs, especially in some exotic markets. The broker also provides quite a few futures contracts, allowing traders to practice longer-term trading. On the other hand, T4Trade offers no lower-risk securities, such as ETFs, bonds, or Asian stocks.

Customer Support

Customer Support Channels

Customer Support Test

When we test a broker’s customer support, we evaluate the agent’s knowledge of their own website, how long it takes them to respond to questions, and how detailed their answers are.

I conducted my customer support test on 6 February at around 5:32 p.m. CET via live chat. Before connecting to an agent, I provided my name and email address and chose a preferred language. I also specified the nature of my inquiry.

An agent connected instantaneously to the chat. His answers were brisk and straight to the point. However, when I asked about the broker’s margin call, the agent seemed confused and provided a ready-made answer that was not quite relevant to my question. Ultimately, he could not answer and told me to refer to my account manager.

Deposit and Withdrawal

T4Trade Deposits

T4Trade Withdrawals

T4Trade imposes a 3% handling fee for withdrawals made without any prior trading activity.

Account Types and Terms

T4Trade Account Opening Process

To open an account with T4Trade, follow these simple steps:

1. Click ‘Sign Up’ at the top-right corner of the main page.
2. Enter your name and email address.
3. State your country of residence, phone number, DOB.
4. Choose an account type and trading bonus.
5. Select a base currency and leverage.
6. Enter a password and agree to T4Trade’s T&Cs.
7. Confirm your email address.
8. Upload proof of address and proof of ID to verify your account.

T4Trade Account Types

I discovered that T4Trade offers three commission-free trading accounts with floating spreads. The broker has a 100% margin call and a 20% stop-out level, protecting its clients against the dangers of a complete account wipeout. T4Trade could improve its account offering by adding a raw spread account.

Demo Accounts

T4Trade offers a demo account that introduces traders to the broker’s services and allows them to tweak their strategies in a risk-free environment. The market is continually evolving and never static, so it is important to hone your skills in a safe environment. You can set up a demo account for yourself before or alongside your live CFD account.

Islamic Accounts

T4Trade offers Islamic accounts for swap-free trading under Shariah law. Clients can request further assistance by contacting the broker’s customer support.

What is CFD Leverage?

Leverage determines a trader’s overall market exposure. When trading Contracts for Difference (CFDs), positions can be opened for a fraction of their value because of leverage. Essentially, the broker lends the trader money so that they can open bigger positions. Leverage multiplies the profits a trader generates from winning positions but also the losses incurred from failed trades.

Maximum Leverage By Asset Class

In the table below, I have listed the maximum retail leverage available with T4Trade for instruments from different asset classes:

T4Trade Restricted Countries

T4Trade does not accept as clients residents of the United States, Cuba, Iran, Sudan, Syria, North Korea, or any jurisdiction where trading with leveraged products is prohibited by law.

Research

Research Tools

I have broken down T4Trade’s research content by type below:

• Market Breakdowns: T4Trade provides insights into recent market developments on its YouTube channel, keeping traders informed about key market drivers in real time.
• Economic Calendar: The economic calendar is the most rudimentary tool in a trader’s arsenal. It informs him of upcoming economic releases and other financial events that can potentially create viable trading opportunities.
• Market Buzz: A market sentiment tool informing the user of which instruments are most talked about by other traders across different markets.
• Featured Trading Ideas: T4Trade highlights potential trading opportunities through its featured trading ideas. These ideas typically include an entry level, target level, and stop-loss level, all supported by a detailed chart for better analysis.

T4Trade Research: My Key Takeaways

I find T4Trade’s research content comprehensive and diverse. The broker offers traders actionable trading ideas and in-depth market overviews. While the content is particularly useful for day traders, it also provides insights into broader and long-term market trends.

Education

T4Trade offers a wealth of educational content, including over 180 blog articles, nearly 200 recorded webinars, more than 35 educational videos, 16 podcast episodes, and 4 eBooks. These resources cover key trading topics such as “Introduction to Forex Trading,” “Trading Terminology,” and “Fundamental Analysis,” among others.

I found the materials to be well-structured and highly detailed, exploring fundamental trading concepts from multiple perspectives. This layered approach provides learners with a comprehensive and well-rounded understanding of essential trading principles.

The Bottom Line

Established in 2021 and based in Seychelles, T4Trade is a financial derivatives broker that offers over 320 tradable instruments, including an exhaustive range of 85 currency pairs.

The broker supports MetaTrader 4 and has developed the TradeCopier service for copy trading. I appreciated T4Trade’s investment in comprehensive educational materials and high-quality market research.

However, there are some drawbacks. My tests revealed that T4Trade charges relatively high spreads on most instruments. Additionally, it lacks a raw spread account and does not offer phone customer support.

Overall, I found T4Trade to be a suitable option for day traders, cryptocurrency traders, and those interested in copy trading.

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