Looking for a crypto exchange that lets you buy, sell, and store assets all in one place? After testing more than 50 platforms this year, we’ve identified the best exchanges with integrated wallets. You’ll find pros, cons, and expert advice to help you choose with confidence.
Exchange | Ranking | Taker/Maker | Available Crypto | Accepts Fiat | Payment Methods | KYC |
---|---|---|---|---|---|---|
Kraken | 4.2 Read Review | 0.4% / 0.25% | 472 | Yes | +3 | Yes |
Coinbase Exchange | 4.1 Read Review | 1.2% / 0.6% | 314 | Yes | +6 | Yes |
Bitget | 4.7 Read Review | 0.1% / 0.1% | 686 | Yes | +2 | Yes |
OKX | 4.6 Read Review | 0.1% / 0.08% | 296 | Yes | +6 | YES |
Crypto.com | 4.3 Read Review | 0.3% / 0.15% | 430 | Yes | +3 | Full KYC Required |
WhiteBIT | 4.0 Read Review | 0.1% / 0.1% | 335 | Yes | +3 | Yes (Basic or Full KYC) |
Bybit | 4.6 Read Review | 0.1% / 0.1% | 519 | Yes | +2 | Yes |
Kraken Wallet is a non-custodial wallet developed by one of the most security-focused exchanges in the industry. It aims to balance usability, security, and broad network support, offering a solid option for users who want self-custody without sacrificing convenience.
Base Wallet is designed for first-time users exploring self-custody. It supports all EVM-compatible chains and most ERC-20 tokens, serving as a bridge between centralized exchanges and Web3.
Bitget Wallet carries over the exchange’s focus on asset protection, combining multi-party computation (MPC) with insurance backing and wide asset support.
OKX Wallet is a full-featured Web3 wallet designed to help users access DeFi apps and on-chain tools across hundreds of blockchains.
Crypto.com Wallet focuses on mobile-first self-custody. It delivers a streamlined experience for mobile users looking to buy, hold, stake, and swap crypto.
Whitewallet stands out by integrating directly with Telegram, appealing to users who frequently send and receive crypto in social apps.
Bybit’s Web3 Wallet is a browser-based wallet with strong multi-chain support and a Telegram mini-app. While it lacks a dedicated mobile app, it covers both casual and power users with flexible options.
A non-custodial wallet is a type of crypto wallet where you control your own private keys, meaning only you can access and manage your funds. Unlike custodial wallets offered by exchanges, there is no third-party holding your assets on your behalf.
These wallets give you full ownership and control, but also come with full responsibility. If you lose your private key or recovery phrase, no one can recover your funds. Non-custodial wallets are best for users who prioritize privacy, independence, and long-term storage.
Pros | Cons |
|
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Feature | Custodial Wallet | Non-Custodial Wallet |
Who Controls the Keys? | Exchange holds the keys | User holds the keys |
Recovery Options | Exchange account recovery using email, phone, etc. | Recovery phrase only |
Ease of Use | Beginner-friendly with less responsibility | Requires user responsibility |
Security | Depends on exchange security & login access | Higher, no third-party access |
Access to Web3 Features | Limited Web3 access | Full access to Web3 features |
Withdrawal Freedom | May be subject to freezes and withdrawal limits | Complete freedom to withdraw anytime |
When choosing a non-custodial wallet from a crypto exchange, we recommend prioritizing the following features:
When using a non-custodial wallet, it’s important to avoid these common mistakes:
Shennon Hewa is a crypto trader and crypto journalist based in London. Active in the crypto space since 2017, he specializes in scalping, derivatives day trading, and swing trading. At FXEmpire, he has reviewed dozens of crypto exchanges and has extensive knowledge of platform strengths and weaknesses.
At FXEmpire, we strive to provide unbiased, thorough, and accurate exchange reviews by industry experts to help our users make smarter financial decisions.