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7 Best Wallet Apps from Crypto Exchanges

Looking for a crypto exchange that lets you buy, sell, and store assets all in one place? After testing more than 50 platforms this year, we’ve identified the best exchanges with integrated wallets. You’ll find pros, cons, and expert advice to help you choose with confidence.

By:
Shennon Hewa
Reviewed By:
Maria Zatler
Updated: Sep 9, 2025

List of Top Wallet Apps from Crypto Exchanges

2,000+ cryptos across 9 networks, seamless Kraken exchange integration, and industry-leading open-source security.

100,000+ cryptos, simple onboarding, direct Coinbase transfers, and built-in DApp access with beginner prompts.

1M+ tokens across 130+ networks, MPC key security, and a $700M protection fund backing user assets.

1M+ cryptos, 130+ networks, direct DEX trading, bridging across 20+ chains, and full Web3/DApp support.

1,000+ assets across 35+ networks, sleek mobile-first design, card payments, swaps, and built-in staking.

Telegram-integrated mini-app with easy peer-to-peer transfers, beginner-friendly interface, and quick swaps.

100,000+ cryptos, 30+ networks, choice of seed/keyless/custodial wallets, with Chrome & Telegram mini-app access.

How Did FXEmpire Choose the Best Crypto Exchange Wallet Apps?

  • Non-Custodial and Custodial Wallets: We examined whether wallets are non-custodial (user-controlled keys) or custodial (exchange-managed), helping users choose between control and convenience.
  • Wallet Security: We looked for strong protections like private key encryption, biometric login, multi-signature support, and backup options, with a focus on decentralization and user safety.
  • Supported Platforms: We considered wallet availability across iOS, Android, browser extensions, web apps, and integrations with platforms like Telegram for better accessibility.
  • Blockchain Network Support: We compared how many networks each wallet supports, from Ethereum and Solana to newer chains like TON. Broader support gives users more flexibility to explore DeFi and tokens.
  • Token Support: We assessed the variety of supported tokens, including large-caps, altcoins, and memecoins. More token support means easier portfolio management in one place.
  • Web3 and DApp Access: We looked for built-in browsers or connectors that allow direct access to DApps, DeFi, and NFTs. Web3 access enables seamless staking, swapping, bridging, and more.
  • Ease of Use: We evaluated user experience, including setup time, navigation, and transaction flow. A simple interface reduces errors and helps users manage crypto more confidently.
  • Exchange Integration: We examined how well the wallet syncs with its exchange for funding, transfers, and portfolio tracking. Tighter integration makes fund management faster and cheaper.
  • Built-In Features: We reviewed features like Quick Buy, staking, token swaps, and multi-chain bridging. These let users earn, invest, and diversify without moving funds elsewhere.
  • Advanced Features: We looked at tools like custom gas settings, transaction batching, and multi-chain routing for experienced users who want deeper control and efficiency.
  • Customer Support: We tested support options, including live chat, help centers, email, and FAQs. Reliable support ensures users get help quickly if something goes wrong.

Best Crypto Exchanges Wallets Apps Comparison Table

ExchangeRankingTaker/MakerAvailable CryptoAccepts FiatPayment MethodsKYC
Kraken
Kraken
4.2
Read Review
0.4% / 0.25%
472
Yes
Payment method: Bank Transfer (ACH)Payment method: CryptoPayment method: E-wallets
+3
Yes
Coinbase Exchange
Coinbase Exchange
4.1
Read Review
1.2% / 0.6%
314
Yes
Payment method: Apple PayPayment method: Bank Transfer (ACH)Payment method: Credit/Debit Card
+6
Yes
Bitget
Bitget
4.7
Read Review
0.1% / 0.1%
686
Yes
Payment method: Bank Transfer (ACH)Payment method: Credit/Debit CardPayment method: Crypto
+2
Yes
OKX
OKX
4.6
Read Review
0.1% / 0.08%
296
Yes
Payment method: Bank Transfer (ACH)Payment method: Credit/Debit CardPayment method: Crypto
+6
YES
Crypto.com
Crypto.com
4.3
Read Review
0.3% / 0.15%
430
Yes
Payment method: Bank Transfer (ACH)Payment method: CryptoPayment method: E-wallets
+3
Full KYC Required
WhiteBIT
WhiteBIT
4.0
Read Review
0.1% / 0.1%
335
Yes
Payment method: Apple PayPayment method: Credit/Debit CardPayment method: E-wallets
+3
Yes (Basic or Full KYC)
Bybit
Bybit
4.6
Read Review
0.1% / 0.1%
519
Yes
Payment method: Bank Transfer (ACH)Payment method: CryptoPayment method: P2P
+2
Yes

Best Overall

  • Available Crypto
    472
  • Payment Methods
    Payment method: Bank Transfer (ACH)Payment method: CryptoPayment method: E-walletsPayment method: SEPA TransferPayment method: SWIFT Transfer
    +1
  • Fees
    High

Kraken Wallet is a non-custodial wallet developed by one of the most security-focused exchanges in the industry. It aims to balance usability, security, and broad network support, offering a solid option for users who want self-custody without sacrificing convenience.

  • Seamless Exchange Integration: Kraken Wallet integrates directly with the Kraken exchange, enabling near-instant transfers between your Kraken balance and wallet. This supports faster funding and withdrawal without leaving the Kraken ecosystem.
  • Multi-Chain Support: Kraken Wallet supports Bitcoin, Ethereum mainnet, Solana, Polygon, Arbitrum, Optimism, Dogecoin, Base & Blast networks, letting users build diverse portfolios with over 2,000 supported cryptos. 
  • Security: Kraken Wallet uses open-source software, biometric authentication, and advanced encryption. It also features key generation with high entropy and a lockout mechanism to protect against brute-force attacks.
Pros
  • 2,000+ cryptos
  • 9 networks (Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Dogecoin, Base & Blast)
  • Open-source and encrypted
  • On iOS & Android
Cons
  • No desktop support
  • Limited advanced Web3 features (gas controls, etc.)

Best for Beginners

  • Available Crypto
    314
  • Payment Methods
    Payment method: Apple PayPayment method: Bank Transfer (ACH)Payment method: Credit/Debit CardPayment method: CryptoPayment method: E-wallets
    +4
  • Fees
    High

Base Wallet is designed for first-time users exploring self-custody. It supports all EVM-compatible chains and most ERC-20 tokens, serving as a bridge between centralized exchanges and Web3.

  • Beginner-Friendly Interface: Base is designed for first-time users, with an intuitive setup process and simple design, making it accessible for users transitioning from Coinbase exchange to self-custody.
  • Simplified On-Ramping: Users can buy crypto directly within the wallet using a debit card or linked bank account, or instantly transfer assets from Coinbase exchange. This makes it even easier for new users to start exploring Web3.
  • DApp Access: A built-in browser provides access to vetted DApps, along with in-app guidance to reduce confusion and risk for new users
Pros
  • 100,000+ cryptos
  • 10+ networks (Ethereum, Solana, Polygon, Arbitrum, Avalanche, Base, BNB Chain & EVM networks)
  • Beginner-friendly interface
  • Works on iOS, Android, Chrome, and web
Cons
  • Limited advanced Web3 features
  • Requires some manual RPC configuration

Best for Security

  • Available Crypto
    686
  • Payment Methods
    Payment method: Bank Transfer (ACH)Payment method: Credit/Debit CardPayment method: CryptoPayment method: P2PPayment method: SEPA Transfer
  • Fees
    Low

Bitget Wallet carries over the exchange’s focus on asset protection, combining multi-party computation (MPC) with insurance backing and wide asset support.

  • Security Features: The wallet uses MPC to split key access and eliminate single points of failure. Double encryption and smart wallet integration further reinforce user protection.
  • Insurance Fund: A 6,500 BTC protection fund (valued over $700 million) helps cover user losses from platform-related breaches.
  • Multi-Chain Support: Bitget Wallet supports over 130 different networks and over 1 million crypto tokens, including almost all ERC-20 tokens. Making it a top choice for users looking for multi-chain support and asset selection.
Pros
  • 1,000,000+ cryptos
  • 130+ networks (Bitcoin, Ethereum, Solana, BNB Chain, Polygon, Polkadot, Tron, EVM networks & more)
  • Industry-leading security & $700M insurance fund
  • Available on iOS, Android, and Chrome
Cons
  • Steep learning curve for beginners

Best for Web3 Access

  • Available Crypto
    296
  • Payment Methods
    Payment method: Bank Transfer (ACH)Payment method: Credit/Debit CardPayment method: CryptoPayment method: P2PPayment method: SEPA Transfer
    +4
  • Fees
    Low

OKX Wallet is a full-featured Web3 wallet designed to help users access DeFi apps and on-chain tools across hundreds of blockchains.

  • DApp Access: With WalletConnect and native DApp support, users can connect to thousands of decentralized applications on over 130 blockchains.
  • Native Trading Tools: Built-in swaps use OKX’s X Routing algorithm to find the best prices from 400+ DEXs. It also includes bridge functionality for cross-chain transactions.
Pros
  • 1,000,000+ cryptos
  • 130+ networks (Bitcoin, Ethereum, Solana, BNB Chain, Polygon, Polkadot, Tron, EVM networks & more)
  • Powerful native trading & bridging tools
  • On iOS, Android, Chrome & Web
Cons
  • Overwhelming for new users

Best Mobile App

  • Available Crypto
    430
  • Payment Methods
    Payment method: Bank Transfer (ACH)Payment method: CryptoPayment method: E-walletsPayment method: SEPA TransferPayment method: SWIFT Transfer
    +1
  • Fees
    Low

Crypto.com Wallet focuses on mobile-first self-custody. It delivers a streamlined experience for mobile users looking to buy, hold, stake, and swap crypto.

  • Mobile Optimized Experience: Crypto.com’s wallet is designed primarily for iOS and Android users, delivering a smooth and intuitive mobile experience. 
  • Range of Features: The wallet offers a range of features like letting users buy crypto with a bank card, send & receive assets, swap & bridge tokens, long & short tokens with leverage, all from within the wallet app.
  • Integrated Staking: Offers fixed and flexible staking plans with competitive rates, accessible directly through the wallet.
Pros
  • 1,000+ cryptos
  • 35+ networks (Bitcoin, Ethereum, Solana, Cronus, BNB Chain, Polygon & more)
  • Mobile-optimized platform
  • Integrated staking
  • Available on iOS, Android, and Chrome
Cons
  • Weak desktop support
  • Limited advanced Web3 features

Best for Telegram Integration

  • Available Crypto
    335
  • Payment Methods
    Payment method: Apple PayPayment method: Credit/Debit CardPayment method: E-walletsPayment method: Google PayPayment method: SEPA Transfer
    +1
  • Fees
    Medium

Whitewallet stands out by integrating directly with Telegram, appealing to users who frequently send and receive crypto in social apps.

  • Telegram Integration: Runs as a native Telegram mini-app, letting users send, receive, store, and trade crypto without switching apps.
  • Ease of Use: The mobile and Telegram interfaces are identical, reducing the learning curve for new users.
  • Social Payments: Designed for casual use, especially among Telegram-heavy communities in Europe and Asia. 
Pros
  • 6 cryptos (ETH, TRX, TON, USDC, USDT, WBT)
  • 4 networks (Ethereum, TRON, TON & Whitechain)
  • Native Telegram mini-app
  • Beginner-friendly interface
Cons
  • Limited multi-chain & asset support
  • No desktop support
  • Lack of Web3 features

Best Chrome Extension

  • Available Crypto
    519
  • Payment Methods
    Payment method: Bank Transfer (ACH)Payment method: CryptoPayment method: P2PPayment method: SEPA TransferPayment method: TPPP (Third-Party Payment Processors)
  • Fees
    Low

Bybit’s Web3 Wallet is a browser-based wallet with strong multi-chain support and a Telegram mini-app. While it lacks a dedicated mobile app, it covers both casual and power users with flexible options.

  • Range of Wallets: Bybit Wallet offers a non-custodial seed wallet, a Keyless non-custodial wallet sharing keys with Bybit, and a Cloud custodial wallet, giving users flexible options.
  • Cross-Chain Support: Supports 30+ networks and works with thousands of DApps through the Chrome extension or Telegram.
  • Cutting-Edge Security: Bybit uses the latest security measures like MPC technology to securely store private keys for Keyless wallets, letting users retain ownership whilst benefitting from easier access.
Pros
  • 100,000+ cryptos
  • 30+ networks (Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, & more)
  • Range of wallet types (seed, keyless, custodial)
  • Native Telegram mini-app
  • On Chrome & Bybit app
Cons
  • No dedicated wallet app
  • Complexity for beginners

How to Choose the Best Crypto Exchange With an In-app Wallet?

What Is a Non-Custodial Wallet?

A non-custodial wallet is a type of crypto wallet where you control your own private keys, meaning only you can access and manage your funds. Unlike custodial wallets offered by exchanges, there is no third-party holding your assets on your behalf.

These wallets give you full ownership and control, but also come with full responsibility. If you lose your private key or recovery phrase, no one can recover your funds. Non-custodial wallets are best for users who prioritize privacy, independence, and long-term storage.

Pros & Cons of Non-Custodial Wallets

Pros Cons
  • Full control over your funds with no third parties able to freeze or restrict access
  • Greater privacy, as all transactions must be initiated by you directly
  • Direct access to Web3 features like DeFi protocols, NFTs, and native staking
  • Freedom to withdraw funds anytime, with no withdrawal limits
  • Increased responsibility (if you lose your private keys, your funds are unrecoverable)
  • Can be less convenient than custodial wallets and harder to learn for beginners
  • Wallet security depends entirely on how well you protect your device and seed phrase

Custodial vs. Non-Custodial Wallets

Feature Custodial Wallet Non-Custodial Wallet
Who Controls the Keys? Exchange holds the keys User holds the keys
Recovery Options Exchange account recovery using email, phone, etc. Recovery phrase only
Ease of Use Beginner-friendly with less responsibility Requires user responsibility
Security Depends on exchange security & login access Higher, no third-party access
Access to Web3 Features Limited Web3 access Full access to Web3 features
Withdrawal Freedom May be subject to freezes and withdrawal limits Complete freedom to withdraw anytime

What to Look for in an Exchange Wallet App?

When choosing a non-custodial wallet from a crypto exchange, we recommend prioritizing the following features:

  • Security: Look for strong encryption, biometric login, and a clean security track record with no major breaches.
  • Regulation: Wallets from regulated exchanges like Kraken or Coinbase offer added peace of mind.
  • Withdrawal Freedom: Make sure the wallet allows you to withdraw funds anytime, with no delays or daily limits.
  • Supported Chains: Choose wallets that support multiple blockchains beyond just Bitcoin and Ethereum to diversify your portfolio.
  • Extra Features: DeFi access, WalletConnect support, NFT storage, token swaps, bridging, and native staking can all enhance your experience.
  • Recovery Options: Since non-custodial wallets rely on seed phrases, check whether the wallet offers cloud-encrypted backups for added safety.

What Are Common Mistakes to Avoid?

When using a non-custodial wallet, it’s important to avoid these common mistakes:

  • Storing large amounts in a mobile wallet: Even with self-custody, we don’t recommend keeping your life savings on a phone app. Use a hardware wallet for long-term storage of significant funds.
  • Skipping basic security steps: Failing to enable biometric login, set a strong password, or properly back up your seed phrase can result in permanent loss of access.
  • Falling for phishing and fake apps: Always download wallets directly from the official exchange website or trusted app stores to avoid malicious clones.
  • Poor handling of recovery phrases: Never store your seed phrase online or share it with anyone. Anyone with access to your recovery phrase can take full control of your wallet.

FAQ

Kraken Wallet is the best overall non-custodial wallet from a major exchange, offering multi-chain support, NFT storage, and strong security. Bitget Wallet and OKX Wallet are ideal for Web3 access, supporting over 130 networks. The best wallet for you depends on whether you prioritize ease of use, advanced features, or regulatory trust.
Coinbase Wallet (Base) is the most beginner-friendly option. It has a simple setup, a clean interface, and smooth integration with the Coinbase exchange, making it perfect for users new to self-custody who want a safe and easy starting point.
Bitget Wallet stands out for security, offering robust asset protection and comprehensive coverage through a $700 million protection fund shared with its main exchange. It combines security tools with insurance, giving users added confidence.
While you can use an exchange wallet for long-term storage, it’s not the safest option for large amounts. Non-custodial apps are better for active use and smaller balances, but hardware wallets remain the most secure solution for long-term holdings.
Yes, many wallet apps now support staking and DeFi access directly within the app. You can delegate tokens or connect to staking protocols easily, but remember that with self-custody comes greater responsibility for managing your assets.

About the Author

Shennon Hewa is a crypto trader and crypto journalist based in London. Active in the crypto space since 2017, he specializes in scalping, derivatives day trading, and swing trading. At FXEmpire, he has reviewed dozens of crypto exchanges and has extensive knowledge of platform strengths and weaknesses.

Why you can trust FXEmpire

At FXEmpire, we strive to provide unbiased, thorough, and accurate exchange reviews by industry experts to help our users make smarter financial decisions.

Why you can trust FXEmpire

Founded in 2011, FXEmpire has established itself as one of the pioneering forex broker review sites and has seamlessly extended its expertise to the world of cryptocurrency. You can trust FXEmpire because of our thorough and unbiased review process. With over a decade of experience, we have a team of industry experts who conduct rigorous tests to ensure our reviews are accurate and unbiased. Our reviews aim to bring clarity and confidence to your cryptocurrency selection process, relying on objective criteria and measurable data. Our editorial team, composed of trading industry professionals and seasoned financial journalists, ensures our reviews are trustworthy and objective. Additionally, our review system is based on 6 core categories and over 200 distinct variables, covering all aspects of a crypto platform before giving a final rating. With FXEmpire, you can trust that you are receiving honest and informative reviews that will help you make an informed decision on which crypto platform will best enable you to reach your financial goals.