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8 Best Wallet Apps from Crypto Exchanges
These are the best crypto exchanges with built-in wallet apps. We tested 50+ crypto platforms and ranked the winners by wallet security, ease of use, and on-exchange integration.
We scored each wallet app on the things that decide whether it’s actually good to live in: custody model (custodial vs non-custodial), core protections like encryption, biometrics, and backups, plus chain/token support and Web3/DApp access. We also evaluated how smoothly the wallet connects to its exchange for funding and transfers, what everyday features are built in (quick buy, swaps, staking, bridging), and how fast support resolves wallet-related issues. The exchanges below earned top spots by combining real wallet safety and utility with a clean, reliable in-app trading flow.
List of Top Wallet Apps from Crypto Exchanges
How Did FXEmpire Choose the Best Crypto Exchange Wallet Apps?
- Non-Custodial and Custodial Wallets: We examined whether wallets are non-custodial (user-controlled keys) or custodial (exchange-managed), helping users choose between control and convenience.
- Wallet Security: We looked for strong protections like private key encryption, biometric login, multi-signature support, and backup options, with a focus on decentralization and user safety.
- Supported Platforms: We considered wallet availability across iOS, Android, browser extensions, web apps, and integrations with platforms like Telegram for better accessibility.
- Blockchain Network Support: We compared how many networks each wallet supports, from Ethereum and Solana to newer chains like TON. Broader support gives users more flexibility to explore DeFi and tokens.
- Token Support: We assessed the variety of supported tokens, including large-caps, altcoins, and memecoins. More token support means easier portfolio management in one place.
- Web3 and DApp Access: We looked for built-in browsers or connectors that allow direct access to DApps, DeFi, and NFTs. Web3 access enables seamless staking, swapping, bridging, and more.
- Ease of Use: We evaluated user experience, including setup time, navigation, and transaction flow. A simple interface reduces errors and helps users manage crypto more confidently.
- Exchange Integration: We examined how well the wallet syncs with its exchange for funding, transfers, and portfolio tracking. Tighter integration makes fund management faster and cheaper.
- Built-In Features: We reviewed features like Quick Buy, staking, token swaps, and multi-chain bridging. These let users earn, invest, and diversify without moving funds elsewhere.
- Advanced Features: We looked at tools like custom gas settings, transaction batching, and multi-chain routing for experienced users who want deeper control and efficiency.
- Customer Support: We tested support options, including live chat, help centers, email, and FAQs. Reliable support ensures users get help quickly if something goes wrong.
Best Crypto Exchanges Wallets Apps Comparison Table
| Exchange | Ranking | Taker/Maker | Available Crypto | Accepts Fiat | Payment Methods | KYC |
|---|---|---|---|---|---|---|
Crypto.com | 4.3 Read Review | 0.5% / 0.25% | 432 | Yes | +5 | Full KYC Required |
Paybis | No Rating Read Review | 4.5% / 4.5% | 84 | No | +6 | Optional for purchases up to 1,000 USD (mandatory in certain regions and for all Sell Crypto transactions) |
Coinbase Exchange | 4.1 Read Review | 1.2% / 0.6% | 376 | Yes | +6 | Yes |
Kraken | 4.2 Read Review | 0.4% / 0.25% | 675 | Yes | +3 | Yes |
Bitget | 4.7 Read Review | 0.1% / 0.1% | 528 | Yes | +3 | Yes |
OKX | 4.6 Read Review | 0.1% / 0.08% | 291 | Yes | +6 | YES |
WhiteBIT | 4.0 Read Review | 0.1% / 0.1% | 315 | Yes | +3 | Yes (Basic or Full KYC) |
Bybit | 4.6 Read Review | 0.1% / 0.1% | 482 | Yes | +2 | Yes |
Best Overall
- 432Available Crypto
- Payment Methods+3
- FeesLow
Why We Picked It
Crypto.com Wallet focuses on mobile-first self-custody. It delivers a streamlined experience for mobile users looking to buy, hold, stake, and swap crypto.
- Seamless Exchange Integration: Crypto.com’s wallet integrates seamlessly with the exchange, allowing fast transfers between the wallet and exchange. It also offers a sleek app on iOS and Android, delivering a smooth and intuitive mobile experience.
- Range of Features: The wallet offers a range of features like letting users buy crypto with a bank card, send & receive assets, swap & bridge tokens, long & short tokens with leverage, all from within the wallet app.
- Integrated Staking: Offers fixed and flexible staking plans with competitive rates, accessible directly through the wallet. Users can also access DeFi protocols to lend assets and generate passive income on long-term holdings.
Pros and Cons
- 1,000+ cryptos
- 35+ networks (Bitcoin, Ethereum, Solana, Cronus, BNB Chain, Polygon & more)
- Mobile-optimized platform
- Integrated staking & passive income
- Available on iOS, Android, and Chrome
- Weak desktop support
- Limited advanced Web3 features
Best in the US
- -Available Crypto
- Payment Methods+4
- Fees-
Why We Picked It
Paybis Wallet lets users securely store the crypto they buy on Paybis, it offers seamless integration with the main exchange and lets users quickly and easily buy crypto with USD. Its user-friendly interface makes it accessible for beginners and experienced users alike.
- Regulatory Compliance: Paybis is fully licensed and regulated in the US, with the platform registered as a Money Services Business with FinCEN and state regulators in 48 states. This reassures US users they are using a legal and fully compliant exchange.
- User-Friendly Interface: Paybis Wallet features an intuitive, user-friendly interface that makes it easy for beginners to store crypto. Users can easily store the crypto they buy on Paybis or send it to a hardware wallet for maximum security.
- Seamless Buy Crypto: Paybis supports direct USD to crypto transactions using bank card, ACH transfer, PayPal, and digital wallets. Making it quick and easy for US residents to buy crypto directly to their Paybis Wallet.
Pros and Cons
- 80+ cryptos available
- 10+ Networks Supported (Bitcoin, Ethereum, Avalanche, Base, BNB Chain, Solana & EVM networks)
- Higher fees than competitors
- Limited altcoin selection
Best for Beginners
- 376Available Crypto
- Payment Methods+4
- FeesHigh
Why We Picked It
Base Wallet is designed for first-time users exploring self-custody. It supports all EVM-compatible chains and most ERC-20 tokens, serving as a bridge between centralized exchanges and Web3.
- Beginner-Friendly Interface: Base is designed for first-time users, with an intuitive setup process and simple design, making it accessible for users transitioning from Coinbase exchange to self-custody.
- Simplified On-Ramping: Users can buy crypto directly within the wallet using a debit card or linked bank account, or instantly transfer assets from Coinbase exchange. This makes it even easier for new users to start exploring Web3.
- DApp Access: A built-in browser provides access to vetted DApps, along with in-app guidance to reduce confusion and risk for new users
Pros and Cons
- 100,000+ cryptos
- 10+ networks (Ethereum, Solana, Polygon, Arbitrum, Avalanche, Base, BNB Chain & EVM networks)
- Beginner-friendly interface
- Works on iOS, Android, Chrome, and web
- Limited advanced Web3 features
- Requires some manual RPC configuration
Best Multi-Chain Support
- 675Available Crypto
- Payment Methods+1
- FeesHigh
Why We Picked It
Kraken Wallet is a non-custodial wallet developed by one of the most security-focused exchanges in the industry. It aims to balance usability, security, and broad network support, offering a solid option for users who want self-custody without sacrificing convenience.
- Seamless Exchange Integration: Kraken Wallet integrates directly with the Kraken exchange, enabling near-instant transfers between your Kraken balance and wallet. This supports faster funding and withdrawal without leaving the Kraken ecosystem.
- Multi-Chain Support: Kraken Wallet supports Bitcoin, Ethereum mainnet, Solana, Polygon, Arbitrum, Optimism, Dogecoin, Base & Blast networks, letting users build diverse portfolios with over 2,000 supported cryptos.
- Security: Kraken Wallet uses open-source software, biometric authentication, and advanced encryption. It also features key generation with high entropy and a lockout mechanism to protect against brute-force attacks.
Pros and Cons
- 2,000+ cryptos
- 9 networks (Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Dogecoin, Base & Blast)
- Open-source and encrypted
- On iOS & Android
- No desktop support
- Limited advanced Web3 features (gas controls, etc.)
Best for Security
- 528Available Crypto
- Payment Methods+1
- FeesLow
Why We Picked It
Bitget Wallet carries over the exchange’s focus on asset protection, combining multi-party computation (MPC) with insurance backing and wide asset support.
- Security Features: The wallet uses MPC to split key access and eliminate single points of failure. Double encryption and smart wallet integration further reinforce user protection.
- Insurance Fund: A 6,500 BTC protection fund (valued over $700 million) helps cover user losses from platform-related breaches.
- Multi-Chain Support: Bitget Wallet supports over 130 different networks and over 1 million crypto tokens, including almost all ERC-20 tokens. Making it a top choice for users looking for multi-chain support and asset selection.
Pros and Cons
- 1,000,000+ cryptos
- 130+ networks (Bitcoin, Ethereum, Solana, BNB Chain, Polygon, Polkadot, Tron, EVM networks & more)
- Industry-leading security & $700M insurance fund
- Available on iOS, Android, and Chrome
- Steep learning curve for beginners
Best for Web3 Access
- 291Available Crypto
- Payment Methods+4
- FeesLow
Why We Picked It
OKX Wallet is a full-featured Web3 wallet designed to help users access DeFi apps and on-chain tools across hundreds of blockchains.
- DApp Access: With WalletConnect and native DApp support, users can connect to thousands of decentralized applications on over 130 blockchains.
- Native Trading Tools: Built-in swaps use OKX’s X Routing algorithm to find the best prices from 400+ DEXs. It also includes bridge functionality for cross-chain transactions.
Pros and Cons
- 1,000,000+ cryptos
- 130+ networks (Bitcoin, Ethereum, Solana, BNB Chain, Polygon, Polkadot, Tron, EVM networks & more)
- Powerful native trading & bridging tools
- On iOS, Android, Chrome & Web
- Overwhelming for new users
Best for Telegram Integration
- 315Available Crypto
- Payment Methods+1
- FeesMedium
Why We Picked It
Whitewallet stands out by integrating directly with Telegram, appealing to users who frequently send and receive crypto in social apps.
- Telegram Integration: Runs as a native Telegram mini-app, letting users send, receive, store, and trade crypto without switching apps.
- Ease of Use: The mobile and Telegram interfaces are identical, reducing the learning curve for new users.
- Social Payments: Designed for casual use, especially among Telegram-heavy communities in Europe and Asia.
Pros and Cons
- 6 cryptos (ETH, TRX, TON, USDC, USDT, WBT)
- 4 networks (Ethereum, TRON, TON & Whitechain)
- Native Telegram mini-app
- Beginner-friendly interface
- Limited multi-chain & asset support
- No desktop support
- Lack of Web3 features
Best Chrome Extension
- 482Available Crypto
- Payment Methods
- FeesLow
Why We Picked It
Bybit’s Web3 Wallet is a browser-based wallet with strong multi-chain support and a Telegram mini-app. While it lacks a dedicated mobile app, it covers both casual and power users with flexible options.
- Range of Wallets: Bybit Wallet offers a non-custodial seed wallet, a Keyless non-custodial wallet sharing keys with Bybit, and a Cloud custodial wallet, giving users flexible options.
- Cross-Chain Support: Supports 30+ networks and works with thousands of DApps through the Chrome extension or Telegram.
- Cutting-Edge Security: Bybit uses the latest security measures like MPC technology to securely store private keys for Keyless wallets, letting users retain ownership whilst benefitting from easier access.
Pros and Cons
- 100,000+ cryptos
- 30+ networks (Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, & more)
- Range of wallet types (seed, keyless, custodial)
- Native Telegram mini-app
- On Chrome & Bybit app
- No dedicated wallet app
- Complexity for beginners
How to Choose the Best Crypto Exchange With an In-app Wallet?
What Is a Non-Custodial Wallet?
A non-custodial wallet is a type of crypto wallet where you control your own private keys, meaning only you can access and manage your funds. Unlike custodial wallets offered by exchanges, there is no third-party holding your assets on your behalf.
These wallets give you full ownership and control, but also come with full responsibility. If you lose your private key or recovery phrase, no one can recover your funds. Non-custodial wallets are best for users who prioritize privacy, independence, and long-term storage.
Pros & Cons of Non-Custodial Wallets
| Pros | Cons |
|
|
Custodial vs. Non-Custodial Wallets
| Feature | Custodial Wallet | Non-Custodial Wallet |
| Who Controls the Keys? | Exchange holds the keys | User holds the keys |
| Recovery Options | Exchange account recovery using email, phone, etc. | Recovery phrase only |
| Ease of Use | Beginner-friendly with less responsibility | Requires user responsibility |
| Security | Depends on exchange security & login access | Higher, no third-party access |
| Access to Web3 Features | Limited Web3 access | Full access to Web3 features |
| Withdrawal Freedom | May be subject to freezes and withdrawal limits | Complete freedom to withdraw anytime |
What to Look for in an Exchange Wallet App?
When choosing a non-custodial wallet from a crypto exchange, we recommend prioritizing the following features:
- Security: Look for strong encryption, biometric login, and a clean security track record with no major breaches.
- Regulation: Wallets from regulated exchanges like Kraken or Coinbase offer added peace of mind.
- Withdrawal Freedom: Make sure the wallet allows you to withdraw funds anytime, with no delays or daily limits.
- Supported Chains: Choose wallets that support multiple blockchains beyond just Bitcoin and Ethereum to diversify your portfolio.
- Extra Features: DeFi access, WalletConnect support, NFT storage, token swaps, bridging, and native staking can all enhance your experience.
- Recovery Options: Since non-custodial wallets rely on seed phrases, check whether the wallet offers cloud-encrypted backups for added safety.
What Are Common Mistakes to Avoid?
When using a non-custodial wallet, it’s important to avoid these common mistakes:
- Storing large amounts in a mobile wallet: Even with self-custody, we don’t recommend keeping your life savings on a phone app. Use a hardware wallet for long-term storage of significant funds.
- Skipping basic security steps: Failing to enable biometric login, set a strong password, or properly back up your seed phrase can result in permanent loss of access.
- Falling for phishing and fake apps: Always download wallets directly from the official exchange website or trusted app stores to avoid malicious clones.
- Poor handling of recovery phrases: Never store your seed phrase online or share it with anyone. Anyone with access to your recovery phrase can take full control of your wallet.
About the Author
Shennon Hewa is a crypto trader and crypto journalist based in London. Active in the crypto space since 2017, he specializes in scalping, derivatives day trading, and swing trading. At FXEmpire, he has reviewed dozens of crypto exchanges and has extensive knowledge of platform strengths and weaknesses.
Why you can trust FXEmpire
At FXEmpire, we strive to provide unbiased, thorough, and accurate exchange reviews by industry experts to help our users make smarter financial decisions.
Why you can trust FXEmpire
- List of Top Wallet Apps from Crypto Exchanges
- How Did FXEmpire Choose the Best Crypto Exchange Wallet Apps?
- Best Crypto Exchanges Wallets Apps Comparison Table
- Best Overall
- Best in the US
- Best for Beginners
- Best Multi-Chain Support
- Best for Security
- Best for Web3 Access
- Best for Telegram Integration
- Best Chrome Extension
- How to Choose the Best Crypto Exchange With an In-app Wallet?